[{"data":1,"prerenderedAt":1926},["ShallowReactive",2],{"config-en":3},{"item":4,"linkedItems":1925},{"elements":5,"system":1918},{"logo":6,"contact_cta":17,"header_cta":50,"menu_header_desktop":73,"menu_header_mobile":1444,"title":1525,"qrcode":1531,"text":1540,"android_url":1542,"ios_url":1545,"footer_cta":1548,"menu_footer":1552,"socials_title":1581,"facebook_url":1584,"instagram_url":1587,"linkedin_url":1590,"legals":1593,"data_protection":1687,"cookies_policy":1779,"copyright_text":1870,"return_cta":1873,"lire_l_article":1894,"mail":1897,"articles_associes":1900,"title_404":1903,"text_404":1906,"cta_404":1908,"media_404":1912},{"name":7,"type":8,"value":9},"Logo","asset",[10],{"name":11,"description":12,"type":13,"size":14,"url":15,"renditions":16},"Pilla_Logo.svg","Pilla by CA next bank logo.","image\u002Fsvg+xml",12925,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002F4f4f09be-68f6-4af5-a381-ee5495af358c\u002FPilla_Logo.svg",null,{"name":18,"type":19,"value":20,"linkedItems":22},"Contact CTA","modular_content",[21],"header_contact_cta",[23],{"elements":24,"system":41},{"text":25,"is_download":29,"url":33,"variant":36},{"name":26,"type":27,"value":28},"Text","text","Contact us",{"name":30,"type":31,"value":32},"Is Download","multiple_choice",[],{"name":34,"type":27,"value":35},"URL","\u002Fcontact",{"name":37,"type":31,"value":38},"variant",[39],{"name":40,"codename":40},"primary",{"codename":21,"collection":42,"id":43,"language":44,"lastModified":45,"name":46,"sitemapLocations":47,"type":48,"workflowStep":49},"site_pilla","f55590e4-a727-4cac-a2ae-f4bf690657ee","en","2026-03-03T13:24:17.0285723Z","Header Contact CTA",[],"cta__p_","published",{"name":51,"type":19,"value":52,"linkedItems":54},"Header CTA",[53],"download_cta",[55],{"elements":56,"system":68},{"text":57,"is_download":59,"url":64,"variant":66},{"name":26,"type":27,"value":58},"Download the app",{"name":30,"type":31,"value":60},[61],{"name":62,"codename":63},"True","true",{"name":34,"type":27,"value":65},"",{"name":37,"type":31,"value":67},[],{"codename":53,"collection":42,"id":69,"language":44,"lastModified":70,"name":71,"sitemapLocations":72,"type":48,"workflowStep":49},"08b6bba5-db4a-5f98-bf32-e9aeec7e9817","2025-08-28T10:38:40.569538Z","Télécharger l'app - CTA",[],{"name":74,"type":19,"value":75,"linkedItems":77},"Menu Header Desktop",[76],"menu_header_desktop",[78],{"elements":79,"system":1439},{"items":80},{"name":81,"type":19,"value":82,"linkedItems":88},"Items",[83,84,85,86,87],"menu_group___pillier_3a","menu_group___libre_passage","menu_item___a_propos_de_canb","menu_item___faq","menu_item___blog",[89,590,983,1182,1297],{"elements":90,"system":584},{"title":91,"mainpage":94,"subpages":521},{"name":92,"type":27,"value":93},"Title","Pillar 3A",{"name":95,"type":19,"value":96,"linkedItems":98},"MainPage",[97],"pilier_3a",[99],{"elements":100,"system":516},{"urlslug":101,"url":105,"hero":107,"content_blocks":145,"sitemap":363,"seo__title":371,"seo__meta_description":373,"seo__meta_keywords":376,"seo__url_canonical":378,"seo__robots_tags":380,"seo__og_title":386,"seo__og_image":388,"seo__og_description":391,"subpages":393},{"name":102,"type":103,"value":104},"URLSlug","url_slug","pillar-3a",{"name":106,"type":27,"value":104},"url",{"name":108,"type":19,"value":109,"linkedItems":111},"Hero",[110],"pillar_3a___hero",[112],{"elements":113,"system":139},{"title":114,"content":116,"media":124,"cta":135},{"name":92,"type":27,"value":115},"Open a 3rd pillar account the easy way",{"images":117,"linkedItemCodenames":118,"linkedItems":119,"links":120,"name":121,"type":122,"value":123},[],[],[],[],"content","rich_text","\u003Cp>A clear, simple Pillar 3A that’s just right for you.\u003Cbr>\nBenefit from a guaranteed return of 0.65%.\u003C\u002Fp>",{"name":125,"type":8,"value":126},"media",[127],{"name":128,"description":16,"type":129,"size":130,"url":131,"width":132,"height":133,"renditions":134},"2_phones_EN_577.png","image\u002Fpng",78019,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002Ffbcd2a33-67e5-4a4c-bcb0-fd7994d9e466\u002F2_phones_EN_577.png",577,505,{},{"name":136,"type":19,"value":137,"linkedItems":138},"CTA",[53],[55],{"codename":110,"collection":42,"id":140,"language":44,"lastModified":141,"name":142,"sitemapLocations":143,"type":144,"workflowStep":49},"3d682ebe-c59c-5a34-9101-1bedbea6e528","2026-04-24T14:42:32.8298181Z","Pilier 3A - Herozone",[],"hero_section__p_",{"name":146,"type":19,"value":147,"linkedItems":153},"Content Blocks",[148,149,150,151,152],"pilier_3a___avantages","pilier_3a___solutions_investissement","pillar_3a___text_image","pilier_3a___combien_ca_coute__","telecharger_l_app",[154,186,238,280,324],{"elements":155,"system":180},{"card":156,"title":162,"slider_benefits_items":168,"cta":176},{"name":157,"type":31,"value":158},"Card",[159],{"name":160,"codename":161},"False","false",{"images":163,"linkedItemCodenames":164,"linkedItems":165,"links":166,"name":92,"type":122,"value":167},[],[],[],[],"\u003Cp>What are the advantages of a \u003Cstrong>Pillar 3A\u003C\u002Fstrong>?\u003C\u002Fp>",{"name":169,"type":19,"value":170,"linkedItems":175},"Slider Benefits Items",[171,172,173,174],"pilier_3a___avantage_2","pilier_3a___avantage_3","pilier_3a___avantage_4","pilier_3a___avantages_1",[],{"name":136,"type":19,"value":177,"linkedItems":179},[178],"pilier_3a___base_de_connaissances",[],{"codename":148,"collection":42,"id":181,"language":44,"lastModified":182,"name":183,"sitemapLocations":184,"type":185,"workflowStep":49},"4d6899ab-1401-5f51-a7ec-9fbe71e1d347","2025-08-28T10:38:45.47747Z","Pilier 3A - Avantages",[],"block___benefits_slider__p_",{"elements":187,"system":232},{"reversed":188,"card":192,"sub":195,"title":198,"content":200,"cta":207,"media":211,"video":223,"anchor":226,"parallax_elements":228},{"name":189,"type":31,"value":190},"Reversed",[191],{"name":62,"codename":63},{"name":157,"type":31,"value":193},[194],{"name":62,"codename":63},{"name":196,"type":27,"value":197},"Sub","Investment Solutions",{"name":92,"type":27,"value":199},"Solutions for your 3A savings",{"images":201,"linkedItemCodenames":202,"linkedItems":203,"links":204,"name":205,"type":122,"value":206},[],[],[],[],"Content","\u003Cp>\u003Cstrong>Simple options tailored to your needs\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>At Pilla, we help you choose the best way to save for your retirement. Whether you prefer a risk-free investment with 100% secure savings, or a higher-yield (but riskier) investment to maximise your capital, we have the solution for you.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Your Pillar 3A 100% savings\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Opt for security with an account where your capital is guaranteed and works at a fixed rate among the best on the market: 0.65%. Ideal for cautious investors who prefer stability and peace of mind.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Your Pillar 3A investments\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>With this solution, your money is invested in investment funds.&nbsp;\u003C\u002Fp>\n\u003Cp>The aim is to take advantage of market opportunities and achieve higher returns over the medium to long term.\u003C\u002Fp>\n\u003Cp>We have designed 5 investment profiles, each with its own risk level and strategy.\u003C\u002Fp>\n\u003Cp>These diverse solutions, from cautious portfolios to more dynamic allocations, help you confidently plan for retirement while securing your financial future.\u003C\u002Fp>\n\u003Cp>With Pilla, you can find the perfect balance between security and performance, so you can grow your 3A savings with confidence.\u003C\u002Fp>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>",{"name":136,"type":19,"value":208,"linkedItems":210},[209],"cta_solutions_d_investissement",[],{"name":212,"type":8,"value":213},"Media",[214],{"name":215,"description":216,"type":217,"size":218,"url":219,"width":220,"height":221,"renditions":222},"App Screen - Profils - EN.webp","A smartphone displays a screen from the Pilla app showing different investment profiles.","image\u002Fwebp",359410,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002F7677a6a0-20cc-4b07-ad15-921e7e529a5c\u002FApp%20Screen%20-%20Profils%20-%20EN.webp",2183,3428,{},{"name":224,"type":8,"value":225},"video",[],{"name":227,"type":27,"value":65},"Anchor",{"name":229,"type":19,"value":230,"linkedItems":231},"Parallax Elements",[],[],{"codename":149,"collection":42,"id":233,"language":44,"lastModified":234,"name":235,"sitemapLocations":236,"type":237,"workflowStep":49},"09a2e4b2-9d99-5f11-a16c-ee84549daa17","2026-04-08T07:30:30.819775Z","Pilier 3A - Solutions investissement",[],"block___text_media__p_",{"elements":239,"system":275},{"reversed":240,"card":243,"sub":245,"title":247,"content":249,"cta":255,"media":259,"video":269,"anchor":271,"parallax_elements":272},{"name":189,"type":31,"value":241},[242],{"name":160,"codename":161},{"name":157,"type":31,"value":244},[],{"name":196,"type":27,"value":246},"How does it work?",{"name":92,"type":27,"value":248},"A single app to manage your Pillar 3A",{"images":250,"linkedItemCodenames":251,"linkedItems":252,"links":253,"name":205,"type":122,"value":254},[],[],[],[],"\u003Cp>Simple, secure and 100% mobile. With the Pilla app, you can manage your retirement savings in just a few clicks. Control, adjust and optimise your Pillar 3A investments, whenever and wherever you want.\u003C\u002Fp>",{"name":136,"type":19,"value":256,"linkedItems":258},[257],"telecharger_pilla_dfb589a",[],{"name":212,"type":8,"value":260},[261],{"name":262,"description":263,"type":217,"size":264,"url":265,"width":266,"height":267,"renditions":268},"Shapes_compo_1.webp","A woman smiling and looking at a laptop, surrounded by abstract, colorful shapes.",115992,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002Fa1e8df74-b887-4961-ae32-7141100941c5\u002FShapes_compo_1.webp",2061,1894,{},{"name":224,"type":8,"value":270},[],{"name":227,"type":27,"value":65},{"name":229,"type":19,"value":273,"linkedItems":274},[],[],{"codename":150,"collection":42,"id":276,"language":44,"lastModified":277,"name":278,"sitemapLocations":279,"type":237,"workflowStep":49},"d2e04a56-51ce-521a-8e6c-804307f01279","2025-09-24T13:36:34.874953Z","Pillar 3A - Comment ça marche ?",[],{"elements":281,"system":319},{"reversed":282,"card":285,"sub":288,"title":290,"content":292,"cta":298,"media":302,"video":312,"anchor":314,"parallax_elements":316},{"name":189,"type":31,"value":283},[284],{"name":62,"codename":63},{"name":157,"type":31,"value":286},[287],{"name":62,"codename":63},{"name":196,"type":27,"value":289},"\nYour pension, your advantages",{"name":92,"type":27,"value":291},"Advantageous conditions",{"images":293,"linkedItemCodenames":294,"linkedItems":295,"links":296,"name":205,"type":122,"value":297},[],[],[],[],"\u003Cp>\u003Cstrong>A rate among the best on the market.\u003Cbr>\n\u003C\u002Fstrong>If you choose to keep your capital in a savings account, without investing it in a Pilla Selection Index ESG investment strategy, you pay no fees and enjoy a competitive return on the uninvested part: 0.65% on your Pillar 3A account.\u003C\u002Fp>\n\u003Cp>When making a decision about your future, it's important to compare different offers and conditions. Interest rates can make a real difference. Here's an interest rate comparison.\u003C\u002Fp>\n\u003Ctable>\u003Ctbody>\n  \u003Ctr>\u003Ctd>\u003Ch4>Pillar 3A solution\u003C\u002Fh4>\n\u003C\u002Ftd>\u003Ctd>\u003Ch4>3A interest rates*\u003C\u002Fh4>\n\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>\u003Cstrong>Pilla\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd>\u003Cstrong>0.65 %\u003C\u002Fstrong>\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>ZAK (CLER Bank)\u003C\u002Ftd>\u003Ctd>0.40 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>TrueWealth\u003C\u002Ftd>\u003Ctd>0.35 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>VIAC (WIR Bank)\u003C\u002Ftd>\u003Ctd>0.20 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>Raiffeisen\u003C\u002Ftd>\u003Ctd>0.20 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>Migros Bank\u003C\u002Ftd>\u003Ctd>0.20 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>Frankly (ZKB)\u003C\u002Ftd>\u003Ctd>0.15 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>Swissquote\u003C\u002Ftd>\u003Ctd>0.10 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>Postfinance\u003C\u002Ftd>\u003Ctd>0.05 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>finpension\u003C\u002Ftd>\u003Ctd>0.00 %\u003C\u002Ftd>\u003C\u002Ftr>\n\u003C\u002Ftbody>\u003C\u002Ftable>\n\u003Cp>\u003Csub>*Rates as of 02.06.2026, based on information published on the official websites of the providers. The rates shown correspond to the gross annual interest rates in force on this date for Pillar 3a solutions in the form of savings deposits and are subject to change at any time by the providers concerned. This information is provided for information purposes only and does not constitute investment advice.\u003C\u002Fsub>\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Simple, competitive fees.\u003Cbr>\n\u003C\u002Fstrong>If you choose to invest your capital in one of Pilla Selection Index ESG's turnkey investment strategies, you pay only 0.50%\u002Fyear in flat-rate management fees on the capital invested in your Pillar 3A. Added to these fees are the TERs (or Total Expense Ratio) linked to the investment strategies, which vary between 0.19% and 0.23%, generating total fees of between 0.69% and 0.73%.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>You can start saving from as little as CHF 1.00\u003Cbr>\n\u003C\u002Fstrong>Whether you're new to pensions or transferring from your current account, everything is designed to be accessible, simple and straightforward.\u003C\u002Fp>\n\u003Cp>Thanks to our 3A calculator, you can estimate your future capital based on your age, your initial deposit and your annual payments. So you can set yourself concrete goals and plan your future with peace of mind.\u003C\u002Fp>",{"name":136,"type":19,"value":299,"linkedItems":301},[300],"calculator___3a",[],{"name":212,"type":8,"value":303},[304],{"name":305,"description":306,"type":217,"size":307,"url":308,"width":309,"height":310,"renditions":311},"Shapes_compo_2.webp","Smiling young man in a brown sweater sitting outdoors and looking at his phone, circular image on gray background with colorful geometric shapes.",290384,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002F1b9f59c8-ca2a-49fc-a302-329b025f7867\u002FShapes_compo_2.webp",2216,1697,{},{"name":224,"type":8,"value":313},[],{"name":227,"type":27,"value":315},"pension-benefits",{"name":229,"type":19,"value":317,"linkedItems":318},[],[],{"codename":151,"collection":42,"id":320,"language":44,"lastModified":321,"name":322,"sitemapLocations":323,"type":237,"workflowStep":49},"b5dad031-408d-500d-8afa-7cd456076463","2026-06-24T10:12:52.7035178Z","Pilier 3A - Ta prévoyance, tes avantages",[],{"elements":325,"system":357},{"title":326,"content":328,"media":330,"media_portrait":341,"cta":351,"parallax_elements":354},{"name":92,"type":27,"value":327},"Your pension at your fingertips",{"name":205,"type":27,"value":329},"Manage and optimise your pension at any time.",{"name":331,"type":8,"value":332},"Media Landscape",[333],{"name":334,"description":335,"type":217,"size":336,"url":337,"width":338,"height":339,"renditions":340},"App_DL_D_EN.webp","A person's hands hold a smartphone displaying the Pilla app's welcome screen.",61828,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002F0f9ce52c-933d-4483-9688-e339c141ec2c\u002FApp_DL_D_EN.webp",2880,1310,{},{"name":342,"type":8,"value":343},"Media Portrait",[344],{"name":345,"description":335,"type":217,"size":346,"url":347,"width":348,"height":349,"renditions":350},"App_DL_M_EN.webp",32144,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002Fa054d402-d9eb-44d0-8f74-6760bf58a2e1\u002FApp_DL_M_EN.webp",750,1192,{},{"name":136,"type":19,"value":352,"linkedItems":353},[53],[55],{"name":229,"type":19,"value":355,"linkedItems":356},[],[],{"codename":152,"collection":42,"id":358,"language":44,"lastModified":359,"name":360,"sitemapLocations":361,"type":362,"workflowStep":49},"c08ebc61-d236-56b4-a92c-e789f56c2002","2025-09-24T13:22:55.3470104Z","Télécharger l'app",[],"block___download_app__p_",{"name":364,"type":365,"value":366,"taxonomyGroup":370},"Sitemap","taxonomy",[367],{"name":368,"codename":369},"Product","product","sitemap",{"name":92,"type":27,"value":372},"Pillar 3A with Pilla – Simple, Flexible and Secure Retirement Savings",{"name":374,"type":27,"value":375},"Meta Description","Open your Pillar 3A account with Pilla and prepare for retirement with ease. Enjoy tax benefits, flexible solutions and investment strategies tailored to your profile.",{"name":377,"type":27,"value":65},"Meta Keywords",{"name":379,"type":27,"value":65},"Url-canonical",{"name":381,"type":31,"value":382},"Robots Tag",[383],{"name":384,"codename":385},"index & follow","index___follow",{"name":387,"type":27,"value":65},"og:title",{"name":389,"type":8,"value":390},"og:image",[],{"name":392,"type":27,"value":65},"og:description",{"name":394,"type":19,"value":395,"linkedItems":399},"Subpages",[396,397,398],"pillier_3a___base_de_connaissances","pillier_3a___solution_de_placement","pilier_3a___calculator",[400,441,479],{"elements":401,"system":435},{"urlslug":402,"url":404,"hero":405,"content_blocks":409,"sitemap":416,"seo__title":419,"seo__meta_description":421,"seo__meta_keywords":423,"seo__url_canonical":424,"seo__robots_tags":425,"seo__og_title":428,"seo__og_image":429,"seo__og_description":431,"subpages":432},{"name":102,"type":103,"value":403},"pillar-3a\u002Fgood-to-know",{"name":106,"type":27,"value":403},{"name":108,"type":19,"value":406,"linkedItems":408},[407],"pillier_3a_knowledge_hero",[],{"name":146,"type":19,"value":410,"linkedItems":415},[411,412,413,414],"pilier_3a___base_de_connaissances___pilier_3a_c_es","pilier_3a___base_de_connaissances___pourquoi_le_pi","pilier_3a___base_de_connaissances___pourquoi_le_pi_6073769","telecharger_pilla",[],{"name":364,"type":365,"value":417,"taxonomyGroup":370},[418],{"name":368,"codename":369},{"name":92,"type":27,"value":420},"Tips & insights on the Swiss 3rd pillar | Savings, investments - Pilla",{"name":374,"type":27,"value":422},"Learn everything about pillar 3a: tax benefits, conditions, fees, withdrawals and practical tips to prepare for your future.",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":426},[427],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":430},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":433,"linkedItems":434},[],[],{"codename":396,"collection":42,"id":436,"language":44,"lastModified":437,"name":438,"sitemapLocations":439,"type":440,"workflowStep":49},"f5548487-ad96-5740-ac9c-6b7d29bc2c49","2025-09-23T08:19:56.6018037Z","Pilier 3A \u002F Bon à savoir",[],"page__p_",{"elements":442,"system":474},{"urlslug":443,"url":445,"hero":446,"content_blocks":450,"sitemap":455,"seo__title":458,"seo__meta_description":460,"seo__meta_keywords":462,"seo__url_canonical":463,"seo__robots_tags":464,"seo__og_title":467,"seo__og_image":468,"seo__og_description":470,"subpages":471},{"name":102,"type":103,"value":444},"pillar-3a\u002Finvestment-solution",{"name":106,"type":27,"value":444},{"name":108,"type":19,"value":447,"linkedItems":449},[448],"pillar_3a___investment_product___hero",[],{"name":146,"type":19,"value":451,"linkedItems":454},[452,453,414],"text___risk_levels","pilier_3a___strategie",[],{"name":364,"type":365,"value":456,"taxonomyGroup":370},[457],{"name":368,"codename":369},{"name":92,"type":27,"value":459},"Invest your 3rd pillar capital from CHF 1 | Investments & savings - Pilla",{"name":374,"type":27,"value":461},"Discover investment strategies on the Pilla app: simple, responsible and tailored to your investor profile.",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":465},[466],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":469},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":472,"linkedItems":473},[],[],{"codename":397,"collection":42,"id":475,"language":44,"lastModified":476,"name":477,"sitemapLocations":478,"type":440,"workflowStep":49},"8a54dbfa-e063-5702-a486-7e486b7fcf25","2025-09-23T08:20:37.9722569Z","Pilier 3A \u002F Solutions de placement",[],{"elements":480,"system":511},{"urlslug":481,"url":483,"hero":484,"content_blocks":488,"sitemap":492,"seo__title":495,"seo__meta_description":497,"seo__meta_keywords":499,"seo__url_canonical":500,"seo__robots_tags":501,"seo__og_title":504,"seo__og_image":505,"seo__og_description":507,"subpages":508},{"name":102,"type":103,"value":482},"pillar-3a\u002Fcalculate",{"name":106,"type":27,"value":482},{"name":108,"type":19,"value":485,"linkedItems":487},[486],"pilier_3a___calculateur",[],{"name":146,"type":19,"value":489,"linkedItems":491},[490,149,414],"block_calculator_libre_passage__copy_",[186],{"name":364,"type":365,"value":493,"taxonomyGroup":370},[494],{"name":368,"codename":369},{"name":92,"type":27,"value":496},"Pillar 3A Calculator – Simulate Your Savings and Discover Your Future Capital | Pilla",{"name":374,"type":27,"value":498},"Use Pilla’s Pillar 3A calculator to estimate your future capital. Simulate contributions, adjust your risk profile and prepare for retirement or life projects.",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":502},[503],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":506},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":509,"linkedItems":510},[],[],{"codename":398,"collection":42,"id":512,"language":44,"lastModified":513,"name":514,"sitemapLocations":515,"type":440,"workflowStep":49},"474065ae-82b4-5b50-b25d-3b72dbd634cc","2025-09-17T14:22:06.862643Z","Pilier 3A \u002F Calculator",[],{"codename":97,"collection":42,"id":517,"language":44,"lastModified":518,"name":519,"sitemapLocations":520,"type":440,"workflowStep":49},"30434357-b465-58bf-be88-7c8322a18ad8","2025-09-23T06:55:46.5736369Z","Pilier 3A \u002F Accueil",[],{"name":522,"type":19,"value":523,"linkedItems":528},"SubPages",[524,525,526,527],"menu_item___solution_de_placement","menu_item___calculer","_menu__ta_prevoyance__tes_avantages","menu_item___base_de_connaissances",[529,545,558,571],{"elements":530,"system":539},{"title":531,"linked_page":533,"anchor":537},{"name":92,"type":27,"value":532},"Investment solution",{"name":534,"type":19,"value":535,"linkedItems":536},"Linked page",[397],[441],{"name":538,"type":27,"value":65},"anchor",{"codename":524,"collection":42,"id":540,"language":44,"lastModified":541,"name":542,"sitemapLocations":543,"type":544,"workflowStep":49},"c9fc132d-37ce-51b8-a63a-2d7d261da03d","2025-08-28T10:39:05.1353315Z","Menu Item - Pilier 3A - Solutions de placement",[],"menu_item__p_",{"elements":546,"system":553},{"title":547,"linked_page":549,"anchor":552},{"name":92,"type":27,"value":548},"Pillar 3A Calculator",{"name":534,"type":19,"value":550,"linkedItems":551},[398],[479],{"name":538,"type":27,"value":65},{"codename":525,"collection":42,"id":554,"language":44,"lastModified":555,"name":556,"sitemapLocations":557,"type":544,"workflowStep":49},"6122a95b-e997-55ad-aee5-b34f045c68f6","2026-01-08T14:49:40.4778835Z","Menu Item - Pilier 3A - Calculer",[],{"elements":559,"system":566},{"title":560,"linked_page":562,"anchor":565},{"name":92,"type":27,"value":561},"Prices and rates",{"name":534,"type":19,"value":563,"linkedItems":564},[97],[99],{"name":538,"type":27,"value":315},{"codename":526,"collection":42,"id":567,"language":44,"lastModified":568,"name":569,"sitemapLocations":570,"type":544,"workflowStep":49},"a2f57848-1457-48e7-8b10-183fc83d4a89","2025-11-06T16:42:51.3405394Z","Menu Item - Pilla 3A - Tarifs et taux",[],{"elements":572,"system":579},{"title":573,"linked_page":575,"anchor":578},{"name":92,"type":27,"value":574},"Good to know",{"name":534,"type":19,"value":576,"linkedItems":577},[396],[400],{"name":538,"type":27,"value":65},{"codename":527,"collection":42,"id":580,"language":44,"lastModified":581,"name":582,"sitemapLocations":583,"type":544,"workflowStep":49},"8d658d23-5ecb-5439-bc99-7a47defc96f4","2025-08-28T10:39:04.4686079Z","Menu Item - Pilier 3A - Base de connaissances",[],{"codename":83,"collection":42,"id":585,"language":44,"lastModified":586,"name":587,"sitemapLocations":588,"type":589,"workflowStep":49},"09b47e26-e284-5f07-bada-ffd3eac6514c","2025-11-06T17:46:08.9993338Z","Menu Group - Pilier 3A",[],"menu_group__p_",{"elements":591,"system":978},{"title":592,"mainpage":594,"subpages":922},{"name":92,"type":27,"value":593},"Vested benefits ",{"name":95,"type":19,"value":595,"linkedItems":597},[596],"libre_passage___2eme_pillier",[598],{"elements":599,"system":917},{"urlslug":600,"url":602,"hero":603,"content_blocks":629,"sitemap":781,"seo__title":784,"seo__meta_description":786,"seo__meta_keywords":788,"seo__url_canonical":789,"seo__robots_tags":790,"seo__og_title":793,"seo__og_image":794,"seo__og_description":796,"subpages":797},{"name":102,"type":103,"value":601},"vested-benefits",{"name":106,"type":27,"value":601},{"name":108,"type":19,"value":604,"linkedItems":606},[605],"libre_passage___herozone",[607],{"elements":608,"system":624},{"title":609,"content":611,"media":617,"cta":621},{"name":92,"type":27,"value":610},"Open a Vested benefits Account and turn your plans into reality",{"images":612,"linkedItemCodenames":613,"linkedItems":614,"links":615,"name":121,"type":122,"value":616},[],[],[],[],"\u003Cp>The simple, flexible solution to make your 2nd pillar grow.\u003Cbr>\nBenefit from a guaranteed return of 0.30%.\u003C\u002Fp>",{"name":125,"type":8,"value":618},[619],{"name":128,"description":16,"type":129,"size":130,"url":131,"width":132,"height":133,"renditions":620},{},{"name":136,"type":19,"value":622,"linkedItems":623},[53],[55],{"codename":605,"collection":42,"id":625,"language":44,"lastModified":626,"name":627,"sitemapLocations":628,"type":144,"workflowStep":49},"ea54a40b-ee92-5ed8-8188-602357b6ae8f","2026-04-24T17:06:05.3189399Z","Libre Passage - Herozone",[],{"name":146,"type":19,"value":630,"linkedItems":635},[631,632,633,634,152],"libre_passage___avantages","libre_passage___profil_de_placement","libre_passage___comment_ca_marche__","libre_passage___combien_ca_coute__",[636,662,699,741,324],{"elements":637,"system":657},{"card":638,"title":641,"slider_benefits_items":647,"cta":653},{"name":157,"type":31,"value":639},[640],{"name":160,"codename":161},{"images":642,"linkedItemCodenames":643,"linkedItems":644,"links":645,"name":92,"type":122,"value":646},[],[],[],[],"\u003Cp>Why choose \u003Cstrong>Vested benefits\u003C\u002Fstrong>?\u003C\u002Fp>",{"name":169,"type":19,"value":648,"linkedItems":652},[649,650,651],"libre_passage___avantage_1","libre_passage___avantage_2","libre_passage___avantage_3",[],{"name":136,"type":19,"value":654,"linkedItems":656},[655],"untitled_content_item_072ca78",[],{"codename":631,"collection":42,"id":658,"language":44,"lastModified":659,"name":660,"sitemapLocations":661,"type":185,"workflowStep":49},"d0567785-21c7-5e15-8b1c-280b6a7df652","2025-08-28T10:38:53.4408692Z","Libre Passage - Avantages",[],{"elements":663,"system":694},{"reversed":664,"card":667,"sub":670,"title":672,"content":674,"cta":680,"media":684,"video":688,"anchor":690,"parallax_elements":691},{"name":189,"type":31,"value":665},[666],{"name":62,"codename":63},{"name":157,"type":31,"value":668},[669],{"name":62,"codename":63},{"name":196,"type":27,"value":671},"Your investment profile",{"name":92,"type":27,"value":673},"Your Vested benefits invested",{"images":675,"linkedItemCodenames":676,"linkedItems":677,"links":678,"name":205,"type":122,"value":679},[],[],[],[],"\u003Cp>\u003Cstrong>Simple, flexible options to help your savings grow\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>At Pilla, we protect your 2nd pillar savings and deliver customised solutions to match your profile. You have the choice of placing your assets in secure savings or investing them for a better return over the long term. Select the option that best fits your needs.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>The 100% secure option\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Opt for security with an account where your capital is guaranteed and works at a fixed rate among the best on the market: 0.30%. Ideal for cautious investors who prefer stability and peace of mind.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Your Vested Benefits invested\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>With this solution, your money is invested in investment funds. The aim is to take advantage of market opportunities and achieve higher returns over the medium to long term.\u003C\u002Fp>\n\u003Cp>We have designed 5 investment profiles, each with its own risk level and strategy.\u003C\u002Fp>\n\u003Cp>These diverse solutions, from cautious portfolios to more dynamic allocations, help you achieve your financial ambitions with confidence.&nbsp;\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Pilla gives you the freedom to manage your 2nd pillar capital efficiently according to your goals.\u003C\u002Fstrong>\u003C\u002Fp>",{"name":136,"type":19,"value":681,"linkedItems":683},[682],"libre_passage___profil_de_placement___cta",[],{"name":212,"type":8,"value":685},[686],{"name":215,"description":216,"type":217,"size":218,"url":219,"width":220,"height":221,"renditions":687},{},{"name":224,"type":8,"value":689},[],{"name":227,"type":27,"value":65},{"name":229,"type":19,"value":692,"linkedItems":693},[],[],{"codename":632,"collection":42,"id":695,"language":44,"lastModified":696,"name":697,"sitemapLocations":698,"type":237,"workflowStep":49},"45b76bad-3891-579b-9b7f-b3d162d1bf60","2026-04-08T09:42:58.4959005Z","Libre Passage - Profil de placement",[],{"elements":700,"system":736},{"reversed":701,"card":704,"sub":707,"title":708,"content":710,"cta":716,"media":720,"video":730,"anchor":732,"parallax_elements":733},{"name":189,"type":31,"value":702},[703],{"name":160,"codename":161},{"name":157,"type":31,"value":705},[706],{"name":160,"codename":161},{"name":196,"type":27,"value":246},{"name":92,"type":27,"value":709},"Your Vested benefits at your fingertips",{"images":711,"linkedItemCodenames":712,"linkedItems":713,"links":714,"name":205,"type":122,"value":715},[],[],[],[],"\u003Cp>Simple, flexible and 100% mobile. With the Pilla app, you can manage your vested benefits account in just a few clicks. Take&nbsp;control&nbsp;of your assets and stay in&nbsp;charge&nbsp;of your savings, anywhere and anytime, with total transparency.\u003C\u002Fp>",{"name":136,"type":19,"value":717,"linkedItems":719},[718],"untitled_content_item_467c985",[],{"name":212,"type":8,"value":721},[722],{"name":723,"description":724,"type":217,"size":725,"url":726,"width":727,"height":728,"renditions":729},"Shapes_compo_4.webp","Woman sitting on a sofa, smiling at her phone, circular image on gray background with colorful geometric shapes.",150718,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002F801c9c64-94b1-4215-a4d3-72d538d21722\u002FShapes_compo_4.webp",1641,2288,{},{"name":224,"type":8,"value":731},[],{"name":227,"type":27,"value":65},{"name":229,"type":19,"value":734,"linkedItems":735},[],[],{"codename":633,"collection":42,"id":737,"language":44,"lastModified":738,"name":739,"sitemapLocations":740,"type":237,"workflowStep":49},"e800370b-f42b-5142-a217-485e100ea3bc","2025-09-24T13:54:02.3034689Z","Libre Passage - Comment ça marche ?",[],{"elements":742,"system":776},{"reversed":743,"card":746,"sub":749,"title":751,"content":752,"cta":758,"media":762,"video":770,"anchor":772,"parallax_elements":773},{"name":189,"type":31,"value":744},[745],{"name":62,"codename":63},{"name":157,"type":31,"value":747},[748],{"name":62,"codename":63},{"name":196,"type":27,"value":750},"YOUR PENSION, YOUR ADVANTAGES",{"name":92,"type":27,"value":291},{"images":753,"linkedItemCodenames":754,"linkedItems":755,"links":756,"name":205,"type":122,"value":757},[],[],[],[],"\u003Cp>\u003Cstrong>One of the best rates on the market\u003Cbr>\n\u003C\u002Fstrong>If you choose to keep your capital in a savings account, without investing it in a Pilla Selection Index ESG investment strategy, you pay no fees and enjoy a competitive return on the uninvested part:&nbsp;0.30% on your vested benefits account.\u003C\u002Fp>\n\u003Cp>When making a decision about your future, it's important to compare different offers and conditions. Interest rates can make a real difference. Here's an interest rate comparison.\u003C\u002Fp>\n\u003Ctable>\u003Ctbody>\n  \u003Ctr>\u003Ctd>\u003Ch6>Vested benefits solution\u003C\u002Fh6>\n\u003C\u002Ftd>\u003Ctd>\u003Ch6>Interest rates*\u003C\u002Fh6>\n\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>\u003Cstrong>Pilla\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd>\u003Cstrong>0.30 %\u003C\u002Fstrong>\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>WIR Bank\u003C\u002Ftd>\u003Ctd>0.15 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>CIC\u003C\u002Ftd>\u003Ctd>0.15 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>Raiffeisen\u003C\u002Ftd>\u003Ctd>0.05 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>VIAC\u003C\u002Ftd>\u003Ctd>0.05 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>Migros Bank\u003C\u002Ftd>\u003Ctd>0.05 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>Cler Bank\u003C\u002Ftd>\u003Ctd>0.05 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>UBS\u003C\u002Ftd>\u003Ctd>0.01%\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>Valiant\u003C\u002Ftd>\u003Ctd>0.01 %\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>Frankly\u003C\u002Ftd>\u003Ctd>0.01%\u003C\u002Ftd>\u003C\u002Ftr>\n\u003C\u002Ftbody>\u003C\u002Ftable>\n\u003Cp>\u003Csub>*Rates as of 02.06.2026, based on information published on the official websites of the providers. The rates shown correspond to the gross annual interest rates in force on that date for vested benefits solutions in the form of savings deposits and are subject to change at any time by the providers concerned. This information is provided for information purposes only and does not constitute investment advice.\u003C\u002Fsub>\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Simple, competitive fees\u003Cbr>\n\u003C\u002Fstrong>If you choose to invest your capital in one of Pilla Selection Index ESG's turnkey investment strategies, with Pilla, you pay only 0.50%\u002Fyear in flat-rate management fees on the capital invested in your vested benefits. Added to these fees are TERs (or Total Expense Ratios) linked to investment strategies, which vary between 0.19% and 0.23%, generating total fees of between 0.69% and 0.73%.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>With Pilla, retirement provision is within everyone's reach.\u003C\u002Fstrong>\u003Cbr>\nYou can start investing as early as CHF 1.\u003Cbr>\nWhether you're new to the world of the 3rd pillar or you'd like to transfer your existing account, everything is designed to be simple, clear... and above all accessible.\u003C\u002Fp>\n\u003Cp>Our vested benefits calculator helps you simulate different return scenarios, so you can better assess the future, set concrete goals and make informed decisions.\u003C\u002Fp>",{"name":136,"type":19,"value":759,"linkedItems":761},[760],"calculator_lp",[],{"name":212,"type":8,"value":763},[764],{"name":765,"description":766,"type":217,"size":767,"url":768,"width":266,"height":267,"renditions":769},"Shapes_compo_6.webp"," A woman looking at her phone, surrounded by abstract, colorful shapes.",129404,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002Fc387000f-4b10-42cb-aebe-03d60792e51e\u002FShapes_compo_6.webp",{},{"name":224,"type":8,"value":771},[],{"name":227,"type":27,"value":315},{"name":229,"type":19,"value":774,"linkedItems":775},[],[],{"codename":634,"collection":42,"id":777,"language":44,"lastModified":778,"name":779,"sitemapLocations":780,"type":237,"workflowStep":49},"21f5c6c8-8a9e-5f50-bbfd-c6c055ecef24","2026-06-24T10:14:06.4960376Z","Libre Passage - Combien ça coute ?",[],{"name":364,"type":365,"value":782,"taxonomyGroup":370},[783],{"name":368,"codename":369},{"name":92,"type":27,"value":785},"Vested Benefits with Pilla – Manage Your 2nd Pillar Easily and Securely",{"name":374,"type":27,"value":787},"Open a Vested Benefits account with Pilla and manage your 2nd pillar simply. Secure your assets, enjoy tax advantages and choose from tailored investment options.",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":791},[792],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":795},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":798,"linkedItems":802},[799,800,801],"libre_passage___solution_de_placement","libre_passage___calculer","libre_passage___base_de_connaissances",[803,841,878],{"elements":804,"system":836},{"urlslug":805,"url":807,"hero":808,"content_blocks":812,"sitemap":817,"seo__title":820,"seo__meta_description":822,"seo__meta_keywords":824,"seo__url_canonical":825,"seo__robots_tags":826,"seo__og_title":829,"seo__og_image":830,"seo__og_description":832,"subpages":833},{"name":102,"type":103,"value":806},"vested-benefits\u002Finvestment-solution",{"name":106,"type":27,"value":806},{"name":108,"type":19,"value":809,"linkedItems":811},[810],"libre_passage___placement___hero",[],{"name":146,"type":19,"value":813,"linkedItems":816},[814,815,414],"libre_passage__profils","libre_passage___strategie",[],{"name":364,"type":365,"value":818,"taxonomyGroup":370},[819],{"name":368,"codename":369},{"name":92,"type":27,"value":821},"Vested benefits account | Investment & savings, our best rate - Pilla",{"name":374,"type":27,"value":823},"Explore investment strategies for your vested benefits with the Pilla app: simple, secure and accessible from CHF 1.",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":827},[828],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":831},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":834,"linkedItems":835},[],[],{"codename":799,"collection":42,"id":837,"language":44,"lastModified":838,"name":839,"sitemapLocations":840,"type":440,"workflowStep":49},"f51e3ea4-5713-5b1e-803f-d3021c87cc69","2025-09-23T08:22:26.8850682Z","Libre passage \u002F Solutions de placement",[],{"elements":842,"system":873},{"urlslug":843,"url":845,"hero":846,"content_blocks":850,"sitemap":854,"seo__title":857,"seo__meta_description":859,"seo__meta_keywords":861,"seo__url_canonical":862,"seo__robots_tags":863,"seo__og_title":866,"seo__og_image":867,"seo__og_description":869,"subpages":870},{"name":102,"type":103,"value":844},"vested-benefits\u002Fcalculate",{"name":106,"type":27,"value":844},{"name":108,"type":19,"value":847,"linkedItems":849},[848],"hero_zone___libre_passage___calculator",[],{"name":146,"type":19,"value":851,"linkedItems":853},[852,632,414],"block_calculator",[662],{"name":364,"type":365,"value":855,"taxonomyGroup":370},[856],{"name":368,"codename":369},{"name":92,"type":27,"value":858},"Vested Benefits Calculator – Simulate Your 2nd Pillar and Plan Your Retirement | Pilla",{"name":374,"type":27,"value":860},"Estimate the future value of your 2nd pillar with Pilla’s Vested Benefits calculator. Simulate capital, test different return scenarios and prepare for retirement confidently.",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":864},[865],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":868},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":871,"linkedItems":872},[],[],{"codename":800,"collection":42,"id":874,"language":44,"lastModified":875,"name":876,"sitemapLocations":877,"type":440,"workflowStep":49},"841c111f-2b93-5dce-bbd8-985f536b489c","2025-09-17T14:26:09.6536607Z","Libre passage \u002F Calculator",[],{"elements":879,"system":912},{"urlslug":880,"url":882,"hero":883,"content_blocks":887,"sitemap":893,"seo__title":896,"seo__meta_description":898,"seo__meta_keywords":900,"seo__url_canonical":901,"seo__robots_tags":902,"seo__og_title":905,"seo__og_image":906,"seo__og_description":908,"subpages":909},{"name":102,"type":103,"value":881},"vested-benefits\u002Fgood-to-know",{"name":106,"type":27,"value":881},{"name":108,"type":19,"value":884,"linkedItems":886},[885],"libre_passage___base_de_connaissances_796e983",[],{"name":146,"type":19,"value":888,"linkedItems":892},[889,890,891,414],"libre_passage___base_de_connaissances_76cfef7","libre_paasage___securise_et_investis____","libre_paasage___securise_et_investis______copy_",[],{"name":364,"type":365,"value":894,"taxonomyGroup":370},[895],{"name":368,"codename":369},{"name":92,"type":27,"value":897},"Tips & insights on vested benefits | Withdrawals, pension funds - Pilla",{"name":374,"type":27,"value":899},"Learn all about vested benefits: advantages, optimisations, returns and simplified processes with Pilla.",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":903},[904],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":907},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":910,"linkedItems":911},[],[],{"codename":801,"collection":42,"id":913,"language":44,"lastModified":914,"name":915,"sitemapLocations":916,"type":440,"workflowStep":49},"075d761b-6036-593b-9845-0862538b7a30","2025-09-23T08:24:03.4576947Z","Libre Passage \u002F Base de connaissances",[],{"codename":596,"collection":42,"id":918,"language":44,"lastModified":919,"name":920,"sitemapLocations":921,"type":440,"workflowStep":49},"aba3825e-e241-5f5e-b33d-5571a165c415","2025-09-17T14:24:40.5118866Z","Libre passage \u002F Accueil",[],{"name":522,"type":19,"value":923,"linkedItems":928},[924,925,926,927],"menu_item___solution_de_placement_9a49c7b","menu_item___calculer_7cdd1f9","menu_item___libre_passage___ta_prevoyance__tes_ava","menu_item___base_de_connaissances_4d9f4ce",[929,941,954,966],{"elements":930,"system":936},{"title":931,"linked_page":932,"anchor":935},{"name":92,"type":27,"value":532},{"name":534,"type":19,"value":933,"linkedItems":934},[799],[803],{"name":538,"type":27,"value":65},{"codename":924,"collection":42,"id":937,"language":44,"lastModified":938,"name":939,"sitemapLocations":940,"type":544,"workflowStep":49},"4a0e623a-c641-5279-8914-49f1455fccd1","2025-08-28T10:39:04.9362281Z","Menu Item - Libre Passage - Solutions de placement",[],{"elements":942,"system":949},{"title":943,"linked_page":945,"anchor":948},{"name":92,"type":27,"value":944},"Vested benefits calculator",{"name":534,"type":19,"value":946,"linkedItems":947},[800],[841],{"name":538,"type":27,"value":65},{"codename":925,"collection":42,"id":950,"language":44,"lastModified":951,"name":952,"sitemapLocations":953,"type":544,"workflowStep":49},"76199b1f-dcc5-5a04-9341-36d77892f4cf","2025-08-28T10:41:30.096318Z","Menu Item - Libre Passage - Calculer",[],{"elements":955,"system":961},{"title":956,"linked_page":957,"anchor":960},{"name":92,"type":27,"value":561},{"name":534,"type":19,"value":958,"linkedItems":959},[596],[598],{"name":538,"type":27,"value":315},{"codename":926,"collection":42,"id":962,"language":44,"lastModified":963,"name":964,"sitemapLocations":965,"type":544,"workflowStep":49},"76859138-ba9d-4291-90e5-30b9b0b20c55","2025-11-06T16:36:43.1365867Z","Menu Item - Libre Passage - Tarifs et taux",[],{"elements":967,"system":973},{"title":968,"linked_page":969,"anchor":972},{"name":92,"type":27,"value":574},{"name":534,"type":19,"value":970,"linkedItems":971},[801],[878],{"name":538,"type":27,"value":65},{"codename":927,"collection":42,"id":974,"language":44,"lastModified":975,"name":976,"sitemapLocations":977,"type":544,"workflowStep":49},"4146baef-ebe2-5947-94ab-4ac972b0bf47","2025-08-28T10:39:04.6923965Z","Menu Item - Libre Passage - Base de connaissances",[],{"codename":84,"collection":42,"id":979,"language":44,"lastModified":980,"name":981,"sitemapLocations":982,"type":589,"workflowStep":49},"70a2b351-b5ea-546d-9584-1c35030f82e8","2025-11-06T17:45:13.0711297Z","Menu Group - Libre passage",[],{"elements":984,"system":1177},{"title":985,"linked_page":987,"anchor":1176},{"name":92,"type":27,"value":986},"About",{"name":534,"type":19,"value":988,"linkedItems":990},[989],"a_propos_cf8c934",[991],{"elements":992,"system":1171},{"urlslug":993,"url":995,"hero":996,"content_blocks":1025,"sitemap":1152,"seo__title":1155,"seo__meta_description":1157,"seo__meta_keywords":1159,"seo__url_canonical":1160,"seo__robots_tags":1161,"seo__og_title":1164,"seo__og_image":1165,"seo__og_description":1167,"subpages":1168},{"name":102,"type":103,"value":994},"about",{"name":106,"type":27,"value":994},{"name":108,"type":19,"value":997,"linkedItems":999},[998],"hero___about",[1000],{"elements":1001,"system":1020},{"title":1002,"content":1004,"media":1010,"cta":1017},{"name":92,"type":27,"value":1003},"Pilla, an app by Crédit Agricole next bank",{"images":1005,"linkedItemCodenames":1006,"linkedItems":1007,"links":1008,"name":121,"type":122,"value":1009},[],[],[],[],"\u003Cp>The simple, modern and secure app for all your pension needs\u003C\u002Fp>",{"name":125,"type":8,"value":1011},[1012],{"name":1013,"description":1014,"type":13,"size":1015,"url":1016,"renditions":16},"Group 34416.svg","Abstract composition of geometric shapes in pastel colors",682,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002F8ade3b7e-06ef-4175-b560-d8da288b99cf\u002FGroup%2034416.svg",{"name":136,"type":19,"value":1018,"linkedItems":1019},[],[],{"codename":998,"collection":42,"id":1021,"language":44,"lastModified":1022,"name":1023,"sitemapLocations":1024,"type":144,"workflowStep":49},"b5d22da5-62eb-571d-b0f1-067fee352be5","2025-08-28T10:39:01.3053232Z","A propos - Herozone",[],{"name":146,"type":19,"value":1026,"linkedItems":1030},[1027,1028,1029,152],"pillar_3a___text_image_1","a_propos___a_propos__copy__97e40c0","a_propos___a_propos__copy_",[1031,1071,1111,324],{"elements":1032,"system":1066},{"reversed":1033,"card":1036,"sub":1039,"title":1040,"content":1042,"cta":1048,"media":1051,"video":1060,"anchor":1062,"parallax_elements":1063},{"name":189,"type":31,"value":1034},[1035],{"name":160,"codename":161},{"name":157,"type":31,"value":1037},[1038],{"name":160,"codename":161},{"name":196,"type":27,"value":65},{"name":92,"type":27,"value":1041},"About Pilla",{"images":1043,"linkedItemCodenames":1044,"linkedItems":1045,"links":1046,"name":205,"type":122,"value":1047},[],[],[],[],"\u003Cp>Pilla is the mobile app designed to make planning your financial future a breeze. With its clear, intuitive and secure interface, you can manage your 3rd pillar and vested benefits from your smartphone. Thanks to Pilla, you can start saving today, from as little as CHF 1.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Our mission:\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Pilla’s mission is to make modern pension planning accessible to everyone by creating solutions that are simpler, more sustainable, and perfectly aligned with what today’s users really want. Pilla gives you the freedom to manage your savings anytime, anywhere, using smart solutions right at your fingertips.\u003C\u002Fp>\n\u003Cp>Pilla adopts an educational approach to provide its users with all the knowledge and tools they need to make informed decisions.\u003C\u002Fp>",{"name":136,"type":19,"value":1049,"linkedItems":1050},[],[],{"name":212,"type":8,"value":1052},[1053],{"name":1054,"description":1055,"type":217,"size":1056,"url":1057,"width":1058,"height":1058,"renditions":1059},"PILLA - App Screens EN.webp","Two smartphones side by side show the Pilla app. The first screen displays the welcome page with the logo, the second shows a dashboard with account information and investment topics.",70870,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002F733bf599-ec99-46fc-aa45-beea4086f9f5\u002FPILLA%20-%20App%20Screens%20EN.webp",1080,{},{"name":224,"type":8,"value":1061},[],{"name":227,"type":27,"value":65},{"name":229,"type":19,"value":1064,"linkedItems":1065},[],[],{"codename":1027,"collection":42,"id":1067,"language":44,"lastModified":1068,"name":1069,"sitemapLocations":1070,"type":237,"workflowStep":49},"00f765af-3684-5e7c-bbd4-40b33f3744e7","2025-09-24T14:39:15.2121474Z","A propos - A propos",[],{"elements":1072,"system":1106},{"reversed":1073,"card":1076,"sub":1079,"title":1080,"content":1082,"cta":1088,"media":1091,"video":1100,"anchor":1102,"parallax_elements":1103},{"name":189,"type":31,"value":1074},[1075],{"name":160,"codename":161},{"name":157,"type":31,"value":1077},[1078],{"name":160,"codename":161},{"name":196,"type":27,"value":986},{"name":92,"type":27,"value":1081},"Crédit Agricole next bank, proudly powering Pilla",{"images":1083,"linkedItemCodenames":1084,"linkedItems":1085,"links":1086,"name":205,"type":122,"value":1087},[],[],[],[],"\u003Cp>Pilla was created by \u003Cstrong>Crédit Agricole next bank\u003C\u002Fstrong>, a Swiss retail bank with 25 years of experience, supported by the Crédit Agricole Group – one of Europe’s leading banking groups, the EU’s top retail bank and Europe’s premier asset manager. With a customer-first approach, Crédit Agricole next bank combines local expertise and support from dedicated advisors alongside fully digital solutions for those who prefer to manage their finances independently.\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Good to know\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>If you want to become a \u003Cstrong>Crédit Agricole next bank\u003C\u002Fstrong> customer (which isn’t required to open a Pilla account), you’ll enjoy complimentary financial planning – a benefit available to all. This service isn’t just for the wealthy, it’s a valuable resource for people of all ages and financial backgrounds.\u003C\u002Fp>",{"name":136,"type":19,"value":1089,"linkedItems":1090},[],[],{"name":212,"type":8,"value":1092},[1093],{"name":1094,"description":7,"type":129,"size":1095,"url":1096,"width":1097,"height":1098,"renditions":1099},"canb.png",40726,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002Fbaa693ab-c79b-4e90-bc72-50fb8a680895\u002Fcanb.png",960,633,{},{"name":224,"type":8,"value":1101},[],{"name":227,"type":27,"value":65},{"name":229,"type":19,"value":1104,"linkedItems":1105},[],[],{"codename":1028,"collection":42,"id":1107,"language":44,"lastModified":1108,"name":1109,"sitemapLocations":1110,"type":237,"workflowStep":49},"8b2613a2-01ec-5f41-baff-6e33b10f30c1","2026-06-15T18:08:27.8076796Z","A propos - CANB",[],{"elements":1112,"system":1147},{"reversed":1113,"card":1116,"sub":1119,"title":1120,"content":1122,"cta":1128,"media":1131,"video":1141,"anchor":1143,"parallax_elements":1144},{"name":189,"type":31,"value":1114},[1115],{"name":62,"codename":63},{"name":157,"type":31,"value":1117},[1118],{"name":160,"codename":161},{"name":196,"type":27,"value":65},{"name":92,"type":27,"value":1121},"Liberty, our trusted partner for pensions",{"images":1123,"linkedItemCodenames":1124,"linkedItems":1125,"links":1126,"name":205,"type":122,"value":1127},[],[],[],[],"\u003Cp>Created by Crédit Agricole next bank, Pilla draws its strength from \u003Cstrong>Liberty\u003C\u002Fstrong>, your trusted partner for pension management solutions. As a recognised specialist in Switzerland, Liberty administers 3rd pillar pension assets through \u003Cstrong>Liberty 3a Retirement Foundation\u003C\u002Fstrong> and vested benefits through \u003Cstrong>Liberty Vested Benefits Foundation\u003C\u002Fstrong>.\u003C\u002Fp>\n\u003Cp>With over 20 years of experience, 7 foundations and more than 56,000 pension plan members, Liberty delivers rigorous, independent and top-performing asset management. Thanks to this collaboration, you can enjoy the best of both worlds: Pilla’s digital innovation combined with Liberty’s expertise to help your savings grow safely and securely.\u003C\u002Fp>",{"name":136,"type":19,"value":1129,"linkedItems":1130},[],[],{"name":212,"type":8,"value":1132},[1133],{"name":1134,"description":1135,"type":129,"size":1136,"url":1137,"width":1138,"height":1139,"renditions":1140},"Liberty_Square_V2.png","Liberty logo",5929,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002F71702f9c-ebda-4ee2-86ba-2384ec4baa10\u002FLiberty_Square_V2.png",800,655,{},{"name":224,"type":8,"value":1142},[],{"name":227,"type":27,"value":65},{"name":229,"type":19,"value":1145,"linkedItems":1146},[],[],{"codename":1029,"collection":42,"id":1148,"language":44,"lastModified":1149,"name":1150,"sitemapLocations":1151,"type":237,"workflowStep":49},"91d9e5a3-673d-5678-927b-cfe67564c524","2025-08-28T10:39:02.6507611Z","A propos - Liberty",[],{"name":364,"type":365,"value":1153,"taxonomyGroup":370},[1154],{"name":368,"codename":369},{"name":92,"type":27,"value":1156},"About Pilla | The 100% digital and secure Swiss pension app",{"name":374,"type":27,"value":1158},"Discover Pilla, our mission and values: making Swiss pension planning simple with digital solutions accessible to everyone.",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":1162},[1163],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":1166},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":1169,"linkedItems":1170},[],[],{"codename":989,"collection":42,"id":1172,"language":44,"lastModified":1173,"name":1174,"sitemapLocations":1175,"type":440,"workflowStep":49},"a2e80804-5242-55e6-a102-f1df1b6480c0","2025-09-23T08:44:20.0478235Z","À propos",[],{"name":538,"type":27,"value":65},{"codename":85,"collection":42,"id":1178,"language":44,"lastModified":1179,"name":1180,"sitemapLocations":1181,"type":544,"workflowStep":49},"b673cff3-5636-5799-94f3-52d2814af0d4","2025-08-28T10:39:04.0426662Z","Menu Item - À propos",[],{"elements":1183,"system":1292},{"title":1184,"linked_page":1186,"anchor":1291},{"name":92,"type":27,"value":1185},"FAQ",{"name":534,"type":19,"value":1187,"linkedItems":1189},[1188],"faq",[1190],{"elements":1191,"system":1287},{"urlslug":1192,"url":1193,"hero":1194,"content_blocks":1220,"sitemap":1268,"seo__title":1271,"seo__meta_description":1273,"seo__meta_keywords":1275,"seo__url_canonical":1276,"seo__robots_tags":1277,"seo__og_title":1280,"seo__og_image":1281,"seo__og_description":1283,"subpages":1284},{"name":102,"type":103,"value":1188},{"name":106,"type":27,"value":1188},{"name":108,"type":19,"value":1195,"linkedItems":1197},[1196],"faq___herozone",[1198],{"elements":1199,"system":1215},{"title":1200,"content":1202,"media":1208,"cta":1211},{"name":92,"type":27,"value":1201},"Got questions? \nWe’ve got the answer!",{"images":1203,"linkedItemCodenames":1204,"linkedItems":1205,"links":1206,"name":121,"type":122,"value":1207},[],[],[],[],"\u003Cp>Can’t find a satisfactory answer below?\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>",{"name":125,"type":8,"value":1209},[1210],{"name":1013,"description":1014,"type":13,"size":1015,"url":1016,"renditions":16},{"name":136,"type":19,"value":1212,"linkedItems":1214},[1213],"contacte_nous",[],{"codename":1196,"collection":42,"id":1216,"language":44,"lastModified":1217,"name":1218,"sitemapLocations":1219,"type":144,"workflowStep":49},"d85c6684-e2c7-59b1-9a0d-dc29c1a79643","2025-12-24T07:16:40.1402593Z","FAQ - Herozone",[],{"name":146,"type":19,"value":1221,"linkedItems":1224},[1222,1223,152],"disclaimer_0cd8a68","block___faq",[1225,1242,324],{"elements":1226,"system":1236},{"content":1227,"parallax_elements":1233},{"images":1228,"linkedItemCodenames":1229,"linkedItems":1230,"links":1231,"name":205,"type":122,"value":1232},[],[],[],[],"\u003Cp>The information provided on this page is for general and informational purposes only. It does not constitute advice, a personalized recommendation, or an offer. Despite the care taken in its preparation, the author or the website publisher cannot be held liable for the content.\u003C\u002Fp>",{"name":229,"type":19,"value":1234,"linkedItems":1235},[],[],{"codename":1222,"collection":42,"id":1237,"language":44,"lastModified":1238,"name":1239,"sitemapLocations":1240,"type":1241,"workflowStep":49},"c32bf540-e2b8-5ae0-92f5-ebcb6a07787b","2025-08-28T10:40:16.1117709Z","Disclaimer",[],"block___richtext__p_",{"elements":1243,"system":1262},{"searchbar_placeholder":1244,"keyword_title":1247,"question_result_text":1250,"question_result_text___keyword":1253,"question_result_text___empty":1256,"parallax_elements":1259},{"name":1245,"type":27,"value":1246},"SearchBar Placeholder","Type a keyword…",{"name":1248,"type":27,"value":1249},"KeyWord Title","Suggested keywords",{"name":1251,"type":27,"value":1252},"Question result text","Results in total",{"name":1254,"type":27,"value":1255},"Question result text - keyword","Result(s) matching the keyword",{"name":1257,"type":27,"value":1258},"Question result text - empty","No results found ",{"name":229,"type":19,"value":1260,"linkedItems":1261},[],[],{"codename":1223,"collection":42,"id":1263,"language":44,"lastModified":1264,"name":1265,"sitemapLocations":1266,"type":1267,"workflowStep":49},"819071aa-a556-5531-bc52-aa147dc0ad96","2025-08-28T10:39:11.5221337Z","Block - FAQ",[],"block___faq__p_",{"name":364,"type":365,"value":1269,"taxonomyGroup":370},[1270],{"name":1185,"codename":1188},{"name":92,"type":27,"value":1272},"Pilla FAQ – All Answers About Pillar 3A, Vested Benefits and the Pilla App",{"name":374,"type":27,"value":1274},"Explore Pilla’s official FAQ: answers to all your questions about managing your Pillar 3A and Vested Benefits in Switzerland. Accounts, tax, withdrawals, transfers and more.",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":1278},[1279],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":1282},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":1285,"linkedItems":1286},[],[],{"codename":1188,"collection":42,"id":1288,"language":44,"lastModified":1289,"name":1185,"sitemapLocations":1290,"type":440,"workflowStep":49},"e11dc6b1-cdef-5dce-8154-6a8459706951","2025-09-17T14:27:34.0878112Z",[],{"name":538,"type":27,"value":65},{"codename":86,"collection":42,"id":1293,"language":44,"lastModified":1294,"name":1295,"sitemapLocations":1296,"type":544,"workflowStep":49},"315b5745-51a7-5232-a03d-b0e475dc42c3","2025-08-28T10:39:02.9155819Z","Menu Item - FAQ",[],{"elements":1298,"system":1434},{"title":1299,"linked_page":1301,"anchor":1433},{"name":92,"type":27,"value":1300},"Blog",{"name":534,"type":19,"value":1302,"linkedItems":1304},[1303],"blog",[1305],{"elements":1306,"system":1429},{"urlslug":1307,"url":1308,"hero":1309,"content_blocks":1337,"sitemap":1408,"seo__title":1413,"seo__meta_description":1415,"seo__meta_keywords":1417,"seo__url_canonical":1418,"seo__robots_tags":1419,"seo__og_title":1422,"seo__og_image":1423,"seo__og_description":1425,"subpages":1426},{"name":102,"type":103,"value":1303},{"name":106,"type":27,"value":1303},{"name":108,"type":19,"value":1310,"linkedItems":1312},[1311],"blog___herozone",[1313],{"elements":1314,"system":1332},{"title":1315,"content":1317,"media":1323,"cta":1329},{"name":92,"type":27,"value":1316},"Pilla Blog",{"images":1318,"linkedItemCodenames":1319,"linkedItems":1320,"links":1321,"name":121,"type":122,"value":1322},[],[],[],[],"\u003Cp>Investing made simple.\u003C\u002Fp>",{"name":125,"type":8,"value":1324},[1325],{"name":1326,"description":1014,"type":13,"size":1327,"url":1328,"renditions":16},"home.svg",621,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002Fd416a354-1a48-4ebd-b68a-0dc30da8aacc\u002Fhome.svg",{"name":136,"type":19,"value":1330,"linkedItems":1331},[],[],{"codename":1311,"collection":42,"id":1333,"language":44,"lastModified":1334,"name":1335,"sitemapLocations":1336,"type":144,"workflowStep":49},"23014e5a-54e7-5f70-ae90-0e3f8f266530","2025-08-28T10:41:24.9168733Z","Blog - Herozone",[],{"name":146,"type":19,"value":1338,"linkedItems":1341},[1339,1340],"block_article_list","home___download_app_block",[1342,1385],{"elements":1343,"system":1379},{"keyword_title":1344,"article_result":1347,"article_result___keyword":1350,"article_result___empty":1353,"cta":1356,"articles":1360,"parallax_elements":1376},{"name":1345,"type":27,"value":1346},"Keyword title","Filter by keywords",{"name":1348,"type":27,"value":1349},"Article result","article(s)",{"name":1351,"type":27,"value":1352},"Article result - keyword","result(s) matching the keyword",{"name":1354,"type":27,"value":1355},"Article result - empty","No article",{"name":136,"type":19,"value":1357,"linkedItems":1359},[1358],"blog___cta",[],{"name":1361,"type":19,"value":1362,"linkedItems":1375},"Articles",[1363,1364,1365,1366,1367,1368,1369,1370,1371,1372,1373,1374],"fin_de_la_valeur_locative__faut_il_rembourser_son_","rachat_de_tes_lacunes_de_prevoyance","blog___article___banque_ou_assurance__quel_3e_pili","blog___article___tu_pars_a_l_etranger___voici_ce_q","blog___article___combien_faut_il_epargner_par_mois","blog___article___retirer_ton_3eme_pilier___comment","blog___article___pilier_3a_vs_3b___les_differences","blog___article___reduis_tes_impots_grace_au_3e_pil","blog___article___comment_sont_concues_les_strategi","_copy__blog___article___reduis_tes_impots_grace_au","blog___article___epargner_ou_investir_avec_ton_3e_","blog___article___le_3eme_pilier__c_est_quoi_exacte",[],{"name":229,"type":19,"value":1377,"linkedItems":1378},[],[],{"codename":1339,"collection":42,"id":1380,"language":44,"lastModified":1381,"name":1382,"sitemapLocations":1383,"type":1384,"workflowStep":49},"37bdb9d5-7317-505a-aacd-6cccfb34bc2c","2026-06-23T08:21:27.5992867Z","Block Article List",[],"block___article_list__p_",{"elements":1386,"system":1403},{"title":1387,"content":1388,"media":1389,"media_portrait":1393,"cta":1397,"parallax_elements":1400},{"name":92,"type":27,"value":327},{"name":205,"type":27,"value":329},{"name":331,"type":8,"value":1390},[1391],{"name":334,"description":335,"type":217,"size":336,"url":337,"width":338,"height":339,"renditions":1392},{},{"name":342,"type":8,"value":1394},[1395],{"name":345,"description":335,"type":217,"size":346,"url":347,"width":348,"height":349,"renditions":1396},{},{"name":136,"type":19,"value":1398,"linkedItems":1399},[53],[55],{"name":229,"type":19,"value":1401,"linkedItems":1402},[],[],{"codename":1340,"collection":42,"id":1404,"language":44,"lastModified":1405,"name":1406,"sitemapLocations":1407,"type":362,"workflowStep":49},"168e8f74-bc8d-5162-847f-892019465355","2025-11-03T09:17:14.9434122Z","Download App Block",[],{"name":364,"type":365,"value":1409,"taxonomyGroup":370},[1410],{"name":1411,"codename":1412},"Article","article",{"name":92,"type":27,"value":1414},"Pilla Blog – Resources on Pillar 3A, Vested Benefits and Swiss Taxation",{"name":374,"type":27,"value":1416},"The Pilla blog offers clear and accessible resources on Pillar 3A, Vested Benefits and Swiss taxation. Stay informed to better manage your pension and life projects.",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":1420},[1421],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":1424},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":1427,"linkedItems":1428},[],[],{"codename":1303,"collection":42,"id":1430,"language":44,"lastModified":1431,"name":1300,"sitemapLocations":1432,"type":440,"workflowStep":49},"a012de4c-7745-5a1b-b20c-bd6348bdff33","2025-09-17T14:27:57.1416273Z",[],{"name":538,"type":27,"value":65},{"codename":87,"collection":42,"id":1435,"language":44,"lastModified":1436,"name":1437,"sitemapLocations":1438,"type":544,"workflowStep":49},"64f1a584-7013-535c-b235-b70bb56a7e9c","2025-08-28T10:40:43.7313174Z","Menu Item - Blog",[],{"codename":76,"collection":42,"id":1440,"language":44,"lastModified":1441,"name":74,"sitemapLocations":1442,"type":1443,"workflowStep":49},"a72cda8e-a12a-57b3-b616-ceca8d84184d","2025-08-28T10:39:08.1869979Z",[],"menu__p_",{"name":1445,"type":19,"value":1446,"linkedItems":1448},"Menu Header Mobile",[1447],"menu_header_mobile",[1449],{"elements":1450,"system":1521},{"items":1451},{"name":81,"type":19,"value":1452,"linkedItems":1454},[83,84,1453],"menu_group___general",[89,590,1455],{"elements":1456,"system":1516},{"title":1457,"mainpage":1459,"subpages":1462},{"name":92,"type":27,"value":1458},"General",{"name":95,"type":19,"value":1460,"linkedItems":1461},[],[],{"name":522,"type":19,"value":1463,"linkedItems":1465},[85,86,87,1464],"menu_item___nous_contacter",[983,1182,1297,1466],{"elements":1467,"system":1511},{"title":1468,"linked_page":1470,"anchor":1510},{"name":92,"type":27,"value":1469},"Contact",{"name":534,"type":19,"value":1471,"linkedItems":1473},[1472],"contact_1d28eb4",[1474],{"elements":1475,"system":1506},{"urlslug":1476,"url":1478,"hero":1479,"content_blocks":1483,"sitemap":1487,"seo__title":1490,"seo__meta_description":1492,"seo__meta_keywords":1494,"seo__url_canonical":1495,"seo__robots_tags":1496,"seo__og_title":1499,"seo__og_image":1500,"seo__og_description":1502,"subpages":1503},{"name":102,"type":103,"value":1477},"contact",{"name":106,"type":27,"value":1477},{"name":108,"type":19,"value":1480,"linkedItems":1482},[1481],"contact___herozone",[],{"name":146,"type":19,"value":1484,"linkedItems":1486},[1485,152],"contact_form_iframe",[324],{"name":364,"type":365,"value":1488,"taxonomyGroup":370},[1489],{"name":1185,"codename":1188},{"name":92,"type":27,"value":1491},"Got a question? We’re here for you.",{"name":374,"type":27,"value":1493},"Fill in the form, we’ll get back to you quickly.",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":1497},[1498],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":1501},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":1504,"linkedItems":1505},[],[],{"codename":1472,"collection":42,"id":1507,"language":44,"lastModified":1508,"name":1469,"sitemapLocations":1509,"type":440,"workflowStep":49},"a59ea542-bfc8-5a66-bf6b-6f76d509251c","2025-09-23T07:06:37.6814526Z",[],{"name":538,"type":27,"value":65},{"codename":1464,"collection":42,"id":1512,"language":44,"lastModified":1513,"name":1514,"sitemapLocations":1515,"type":544,"workflowStep":49},"ff8e51bd-a80b-5c70-b801-3820137195f4","2025-08-28T10:39:09.3696616Z","Menu Item - Contact",[],{"codename":1453,"collection":42,"id":1517,"language":44,"lastModified":1518,"name":1519,"sitemapLocations":1520,"type":589,"workflowStep":49},"65469e95-cc78-5d69-b116-d8552e5f4396","2025-08-28T10:39:09.0463773Z","Menu Group - Général",[],{"codename":1447,"collection":42,"id":1522,"language":44,"lastModified":1523,"name":1445,"sitemapLocations":1524,"type":1443,"workflowStep":49},"7ef715c6-3bf6-5b14-b66f-db3008bec127","2025-08-28T10:39:08.831982Z",[],{"images":1526,"linkedItemCodenames":1527,"linkedItems":1528,"links":1529,"name":92,"type":122,"value":1530},[],[],[],[],"\u003Cp>Scan this QR code with your \u003Cstrong>smartphone\u003C\u002Fstrong>.\u003C\u002Fp>",{"name":1532,"type":8,"value":1533},"QRCode",[1534],{"name":1535,"description":16,"type":129,"size":1536,"url":1537,"width":1538,"height":1538,"renditions":1539},"qr-code.png",2775,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002F85c0d167-e47f-4f6a-80b5-191b0a8a57ed\u002Fqr-code.png",1155,{},{"name":26,"type":27,"value":1541},"Available on",{"name":1543,"type":27,"value":1544},"Android URL","https:\u002F\u002Fplay.google.com\u002Fstore\u002Fapps\u002Fdetails?id=ch.canb.pilla",{"name":1546,"type":27,"value":1547},"IOS URL","https:\u002F\u002Fapps.apple.com\u002Fch\u002Fapp\u002Fpilla-3a-libre-passage\u002Fid6742189403",{"name":1549,"type":19,"value":1550,"linkedItems":1551},"Footer CTA",[53],[55],{"name":1553,"type":19,"value":1554,"linkedItems":1556},"Menu Footer",[1555],"menu_70127aa",[1557],{"elements":1558,"system":1577},{"items":1559},{"name":81,"type":19,"value":1560,"linkedItems":1562},[83,84,1561],"menu_group___footer",[89,590,1563],{"elements":1564,"system":1572},{"title":1565,"mainpage":1566,"subpages":1569},{"name":92,"type":27,"value":1458},{"name":95,"type":19,"value":1567,"linkedItems":1568},[],[],{"name":522,"type":19,"value":1570,"linkedItems":1571},[85,86,87,1464],[983,1182,1297,1466],{"codename":1561,"collection":42,"id":1573,"language":44,"lastModified":1574,"name":1575,"sitemapLocations":1576,"type":589,"workflowStep":49},"cffbdd6f-82b8-5502-92b4-77fc2a5de27a","2025-08-28T10:39:11.1013057Z","Menu Group - Footer",[],{"codename":1555,"collection":42,"id":1578,"language":44,"lastModified":1579,"name":1553,"sitemapLocations":1580,"type":1443,"workflowStep":49},"1357cd8f-c5f6-5845-b1ca-ed3e97cfbdb3","2025-08-28T10:39:10.8991231Z",[],{"name":1582,"type":27,"value":1583},"Socials Title","Follow us on",{"name":1585,"type":27,"value":1586},"Facebook url","https:\u002F\u002Fwww.facebook.com\u002F61578763467308",{"name":1588,"type":27,"value":1589},"Instagram url","https:\u002F\u002Fwww.instagram.com\u002Fpilla.swiss\u002F",{"name":1591,"type":27,"value":1592},"LinkedIn url","https:\u002F\u002Fwww.linkedin.com\u002Fcompany\u002Fpilla_app\u002F",{"name":1594,"type":19,"value":1595,"linkedItems":1597},"Legals",[1596],"menu_item___mentions_legales",[1598],{"elements":1599,"system":1682},{"title":1600,"linked_page":1602,"anchor":1681},{"name":92,"type":27,"value":1601},"Legal notice",{"name":534,"type":19,"value":1603,"linkedItems":1605},[1604],"mentions_legales_678969e",[1606],{"elements":1607,"system":1676},{"urlslug":1608,"url":1610,"hero":1611,"content_blocks":1635,"sitemap":1655,"seo__title":1660,"seo__meta_description":1662,"seo__meta_keywords":1664,"seo__url_canonical":1665,"seo__robots_tags":1666,"seo__og_title":1669,"seo__og_image":1670,"seo__og_description":1672,"subpages":1673},{"name":102,"type":103,"value":1609},"legal-notice",{"name":106,"type":27,"value":1609},{"name":108,"type":19,"value":1612,"linkedItems":1614},[1613],"mentions_legales___herozone",[1615],{"elements":1616,"system":1630},{"title":1617,"content":1618,"media":1624,"cta":1627},{"name":92,"type":27,"value":1601},{"images":1619,"linkedItemCodenames":1620,"linkedItems":1621,"links":1622,"name":121,"type":122,"value":1623},[],[],[],[],"\u003Cp>-\u003C\u002Fp>",{"name":125,"type":8,"value":1625},[1626],{"name":1013,"description":1014,"type":13,"size":1015,"url":1016,"renditions":16},{"name":136,"type":19,"value":1628,"linkedItems":1629},[],[],{"codename":1613,"collection":42,"id":1631,"language":44,"lastModified":1632,"name":1633,"sitemapLocations":1634,"type":144,"workflowStep":49},"4e765d26-0c7c-5079-a0d4-6b874942747d","2025-09-11T15:27:23.626762Z","Mentions légales - Herozone",[],{"name":146,"type":19,"value":1636,"linkedItems":1638},[1637,152],"mentions_legales___contenu",[1639,324],{"elements":1640,"system":1650},{"content":1641,"parallax_elements":1647},{"images":1642,"linkedItemCodenames":1643,"linkedItems":1644,"links":1645,"name":205,"type":122,"value":1646},[],[],[],[],"\u003Ch4>\u003Cstrong>Terms and Conditions of Use of the \"Pilla\" Application&nbsp;\u003Cbr>\u003C\u002Fstrong>\u003C\u002Fh4>\n\u003Ch5>1. Presentation and purpose of the Application&nbsp;\u003C\u002Fh5>\n\u003Cp>Crédit Agricole next bank (Suisse) SA (hereinafter \"CAnb\") operates the mobile application \"Pilla\" (hereinafter the \"Application\").&nbsp;\u003C\u002Fp>\n\u003Cp>The purpose of the Application is to enable users to conclude contracts with selected partner(s) (hereinafter the \"Partners\") in the area of pension funds. The services provided by the Partners are governed exclusively by the contractual terms and conditions, including any general terms and conditions of sale, of the Partner concerned, which you can access via this Application.&nbsp;\u003C\u002Fp>\n\u003Cp>By using the Application, users acknowledge that they have read these terms and conditions of use and undertake to comply with them.&nbsp;\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003Ch5>2. Target audience&nbsp;\u003C\u002Fh5>\n\u003Cp>The use of the Application and the conclusion of contracts with Partners by means of the Application (hereinafter \"Use of the Application\") is reserved exclusively for natural persons.&nbsp;&nbsp;\u003C\u002Fp>\n\u003Cp>In particular, the following are excluded from Use of the Application: natural and legal persons who (i) are subject to a sanction imposed by Switzerland, the European Union, the United Kingdom or the United States; or who (ii) are in a position of direct or indirect economic ownership vis-à-vis a legal person subject to such a sanction; or who (iii) are organised or domiciled in a jurisdiction, country or region subject to a national or regional sanction imposed by Switzerland, the European Union, the United Kingdom or the United States. Use of the Application is limited to personal purposes only. By downloading, installing and\u002For using the Application, you confirm that you comply with these requirements at all times.&nbsp;\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003Ch5>3. Restrictions on use\u003C\u002Fh5>\n\u003Cp>You undertake to use the Application lawfully at all times. In particular, you are prohibited from:&nbsp;\u003C\u002Fp>\n\u003Cp>using the Application for illegal purposes or in any way contrary to these terms and conditions of use, or acting in a fraudulent or malicious manner, for example through \"hacking\" activities or adding malicious code (including viruses or corrupted data) to the Application;&nbsp;\u003C\u002Fp>\n\u003Cp>- using the Application in any way that could damage, disable, overburden, impair or interfere with our systems or their security or interfere with or adversely affect third-party users;&nbsp;\u003C\u002Fp>\n\u003Cp>- collecting or entering information or data on the Application or our systems and attempting to decrypt transfers to or from systems operating the Application;&nbsp;\u003C\u002Fp>\n\u003Cp>- using the Application to disseminate slanderous, racist, discriminatory, illegal, obscene or inappropriate information;&nbsp;\u003C\u002Fp>\n\u003Cp>- copying or modifying the Application or decompiling the Application code, except where provided for by law;&nbsp;\u003C\u002Fp>\n\u003Cp>- using the Application to transfer funds of which you are not the beneficial owner.&nbsp;\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003Cp>4. Application fonctions\u003Cbr>\u003Cbr>\u003Cstrong>5.1 Technical requirements&nbsp;&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>You technically access the Application via your terminal. You choose the access service provider (e.g. Internet service provider or telecommunications service provider). The term \"terminal\" refers to both the hardware used to access the Application (including mobile devices such as smartphones) and the operating software. Your terminal must always comply with the latest security requirements (see also \"Your duty of diligence\", section 6.2).&nbsp;\u003Cbr>\u003Cbr>\u003Cbr>\u003Cbr>\u003Cstrong>5.2 Registration&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Registration for the Application is reserved exclusively for persons exercising their civil rights (i.e. persons of adult age who are capable of discernment) and whose legal capacity is not restricted by any measure taken by the adult protection authority. Registration is not open to persons exercising their civil rights who have been deprived of access to their assets under a guardianship arrangement.&nbsp;\u003C\u002Fp>\n\u003Cp>The first time you make Use of the Application, you will be asked to create an account and provide the necessary customer details. The data required for registration must be complete and truthful. For security reasons, the mobile phone number and email address can be verified by a confirmation request. You are responsible for keeping your data up to date.&nbsp;\u003C\u002Fp>\n\u003Cp>Registration is free. It is not equivalent to a right to Use of the Application.&nbsp;\u003Cbr>\u003Cbr>\u003Cbr>\u003Cstrong>5.3 Authentication&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>You acknowledge, without reservation, that all instructions and notifications sent to CAnb using valid means of authentication are considered to have been sent and authorised by you. Authentication for the Application is carried out using an identifier (your email address) and a password created at the time of registration. Where technically possible, you may decide to use fingerprint or facial recognition as the usual form of identification instead of a password. As far as the Partners are concerned, you unreservedly acknowledge that all instructions, notifications and mandates sent to the Partners using the aforementioned valid means of authentication are considered to have been sent and authorised by you.&nbsp;\u003Cbr>\u003Cbr>\u003Cstrong>\u003Cbr>5.4 Subscribing to Partner services&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>CAnb's \"Pilla\" Application is a platform that enables users to conclude contracts with selected Partners in the pension funds sector. CAnb does not act as a provider of pension fund services.&nbsp;&nbsp;\u003C\u002Fp>\n\u003Cp>The information contained in the Application in no way represents an offer or recommendation by CAnb to buy or sell financial instruments or to enter into contracts for financial or other services (e.g. opening a bank account), nor does it constitute an invitation to make a corresponding offer.&nbsp;Similarly, a user's request for information when creating an account in no way represents a form of recommendation, advice or any other financial service.&nbsp;\u003C\u002Fp>\n\u003Cp>Making a decision to enter into a contract for a service provided by a Partner is your own responsibility.&nbsp;Information on pension benefits that appears in this Application and mentions the name of one of our Partners comes from that Partner and not from CAnb. The Partner concerned is responsible for that information.&nbsp;You acknowledge the exclusive responsibility of the Partners concerned for complying with the legal and contractual provisions applicable to the purchase offer and the provision of services in the area of pension funds, as well as for any processing of your personal data carried out on their own behalf.&nbsp;\u003Cbr>\u003Cbr>\u003Cbr>\u003Cstrong>5.5 Push notifications&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>CAnb has created a push notification service for information relating to the Application (hereinafter \"Push Notifications\"), which forms an integral part of the Application. If Push Notifications are activated on your terminal, you may receive various types of information in the form of messages sent directly to your terminal, e.g. notifications about services provided by Partners.&nbsp;\u003C\u002Fp>\n\u003Cp>You must activate Push Notifications on your device yourself. Activation and deactivation are done directly via your terminal's operating system.&nbsp;CAnb does not in any way guarantee that Push Notifications will operate correctly, particularly as regards their reception or transfer speed. CAnb declines all responsibility in the event of Push Notifications not being sent or received.&nbsp;\u003C\u002Fp>\n\u003Cp>You understand and acknowledge that Push Notifications and their content remain visible when the Application is not open, that they run in the background and that they may also run when your terminal is locked. You therefore understand and accept that third parties that have access to your terminal may also have access to the content of Push Notifications.&nbsp;\u003C\u002Fp>\n\u003Cp>For security and confidentiality reasons, we advise against using the Application and activating Push Notifications on third-party mobile devices.&nbsp;\u003Cbr>\u003C\u002Fp>\n\u003Cp>\u003Cstrong>5.6 Validity and termination&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Access to the Application is guaranteed as long as you hold a contract for a service provided by a Partner.&nbsp;&nbsp;\u003Cbr>If you do not subscribe to a service, your account will be deleted no later than one (1) month after its creation date.&nbsp;If you terminate all of your contracts relating to a service provided by a Partner, your account will be deleted no later than one (1) year after the closing date.&nbsp;&nbsp;\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003Ch5>6. Your duty of diligence&nbsp;\u003C\u002Fh5>\n\u003Cp>\u003Cstrong>6.1 Regarding authentication methods&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>You must change the password you have chosen regularly. The password must not contain any easily identifiable combinations (e.g. telephone numbers, dates of birth, registration plates).&nbsp;\u003C\u002Fp>\n\u003Cp>You must keep your password and other means of authentication secret and protect them from any misuse by unauthorised persons. In particular, your password must not be kept unprotected. Your means of authentication must not be passed on to third parties or made accessible in any other way. Requests to disclose your password that appear to come from CAnb (e.g. email requests or emails containing links to login pages, commonly known as phishing emails) must be ignored.&nbsp;\u003C\u002Fp>\n\u003Cp>You must log out once you have stopped using the Application.&nbsp;\u003C\u002Fp>\n\u003Cp>If you are concerned that unauthorised third parties may have obtained your password, you should change it immediately. If this is not possible, you should inform the Service Centre immediately (see section 7 below).&nbsp;\u003Cbr>\u003Cbr>\u003Cbr>\u003Cstrong>6.2 Regarding the terminal&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>There is a constant risk that third parties may obtain access to your personal data without your knowledge while you are using the Internet or mobile services and that viruses may spread to your terminal during your Use of the Application. Using current antivirus software can reduce this risk and is recommended. To minimise the risk of unauthorised access to your terminal, you should also take the usual security precautions. We recommend that you create a password for access to your terminal and that you do not use public Wi-Fi access.&nbsp;\u003C\u002Fp>\n\u003Cp>You undertake to keep your terminal's operating software up to date, to install all recommended software and security updates without delay and to always use the most up-to-date version of the Application.&nbsp;\u003C\u002Fp>\n\u003Cp>If you are concerned that unauthorised persons may have gained access to your terminal, you should inform the Service Centre immediately (see section 8 below).&nbsp;\u003Cbr>\u003Cbr>\u003Cbr>\u003Cbr>\u003Cstrong>6.3 Breaches of duty of diligence&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>You acknowledge that you are fully and exclusively liable for any loss resulting from a breach of your duty of diligence.&nbsp;\u003Cbr>\u003Cbr>\u003Cbr>\u003Cstrong>6.4 Consequences of non-compliance with the terms and conditions of use&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>We may terminate your rights to Use of the Application at any time if you breach these terms and conditions of use.&nbsp;\u003C\u002Fp>\n\u003Cp>If we terminate your rights to Use of the Application, you must permanently delete the Application from all devices in your possession, and we are entitled to refuse you access to services via the Application.&nbsp;\u003C\u002Fp>\n\u003Cp>You agree to hold CAnb harmless of any liability and indemnify CAnb from any loss, cost, damage or expense resulting from your Use of the Application in a manner that does not comply with these terms and conditions of use.&nbsp;&nbsp;\u003Cbr>\u003Cbr>\u003Cbr>\u003C\u002Fp>\n\u003Ch5>7. Application availability&nbsp;\u003C\u002Fh5>\n\u003Cp>\u003Cstrong>7.1 Availability of services and information on the Application&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>CAnb takes all reasonable measures to ensure that, apart from regular and irregular maintenance periods, you can access the Application at any time and, consequently, the information it contains and the associated services. However, CAnb cannot guarantee access to the Application at all times. Access to the Application may be impossible or disrupted temporarily or for a prolonged period due to technical problems within your area of responsibility or within the area of responsibility of the operator, electricity services or even CAnb.&nbsp;\u003C\u002Fp>\n\u003Cp>CAnb also reserves the right to interrupt access to the Application and, consequently, to the information it contains and the associated services in the event of special circumstances (particularly in the event of malfunction, security risks or maintenance work).&nbsp;\u003C\u002Fp>\n\u003Cp>CAnb may modify certain functions of the Application (temporarily or permanently), which is why you may not be able to access all services at all times. You may not be able to use the Application (in its entirety or only certain functions) due to the operating system or model of your mobile device.&nbsp;\u003C\u002Fp>\n\u003Cp>CAnb cannot be held responsible for this type of disruption or interruption.&nbsp;\u003C\u002Fp>\n\u003Cp>&nbsp;\u003C\u002Fp>\n\u003Cp>\u003Cstrong>7.2 Changes to the Application&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>We reserve the right to update the Application automatically from time to time in order to improve its performance, optimise its functionality, take account of changes to the operating system or resolve security problems. We may also ask you to update the Application for the aforementioned reasons.&nbsp;\u003C\u002Fp>\n\u003Cp>If you decide not to install these updates or if you refuse the automatic updates, you may no longer be able to use the Application and services.&nbsp;\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003Ch5>8. Support\u003C\u002Fh5>\n\u003Cp>Our Service Centre is available to answer any questions you may have via use of the contact form.&nbsp;\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003Ch5>9 . Application rights&nbsp;\u003C\u002Fh5>\n\u003Cp>You are entitled to use the Application in accordance with these terms and conditions of use. Your right of use is limited to personal use; it is neither exclusive nor transferable, and we may revoke it at any time. Any other use, particularly the duplication, modification, copying, distribution and sale of the Application, is prohibited. The use of services made available by Partners in the Application is excluded from the concept of Use of the Application.&nbsp;\u003C\u002Fp>\n\u003Cp>With the exception of the right of use granted above, all rights (including all intellectual property rights) to the Application belong to CAnb and\u002For third parties appointed by CAnb (\"Right Holders\"). The rights of Right Holders to use the Application remain exclusively reserved.&nbsp;\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003Ch5>10. Third-party content&nbsp;\u003C\u002Fh5>\n\u003Cp>The Application also contains content (e.g. general terms and conditions of sale) from Partners. You acknowledge that CAnb has not verified this content and accepts no responsibility for it. In this context, please also bear in mind the limitation of liability (see section 12).&nbsp;\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003Ch5>11 . Outsourcing&nbsp;\u003C\u002Fh5>\n\u003Cp>In order to provide the Application, CAnb uses the services of third parties located in Switzerland and abroad, particularly for hosting. Subject to the disclaimer (see section 12), these outsourced activities remain under the responsibility and control of CAnb.&nbsp;&nbsp;\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003Ch5>12. Limitation of liability and warranty&nbsp;\u003C\u002Fh5>\n\u003Cp>In the scope of Use of the Application, CAnb is liable only for damage caused to you intentionally or through negligence on the part of CAnb or its employees. You acknowledge that all other liability on the part of CAnb is excluded.&nbsp;\u003C\u002Fp>\n\u003Cp>You acknowledge that CAnb is under no obligation whatsoever with regard to the services provided by the Partners and that responsibility for these services lies solely with the Partners. Consequently, CAnb accepts no liability for services obtained via the Application. Furthermore, CAnb accepts no liability for the content of websites linked to the Application, nor for the content, documents and other information from Partners that is posted online or that can be viewed in the Application.&nbsp;\u003C\u002Fp>\n\u003Cp>You are responsible for technical access to the Application, particularly the operators and the hardware and software you use. In particular, you acknowledge that CAnb is not responsible for operators and excludes all liability for damage that you may suffer as a result of transfer errors, technical faults, malfunctions, unlawful intrusion into telecommunications systems and networks, network overload, deliberate blocking of electronic access by third parties, interruptions or other transmission errors.&nbsp;\u003C\u002Fp>\n\u003Cp>Although we make every effort to ensure that the Application remains up to date and free of programming errors, we are unable to guarantee this.&nbsp;\u003C\u002Fp>\n\u003Cp>CAnb accepts no liability for the operation and availability of the Application and access to services. You release CAnb from all liability that may arise from the use or inability to use the Application or to access the services.&nbsp;\u003C\u002Fp>\n\u003Cp>CAnb also excludes liability for any loss or damage you may suffer as a result of using the Application, including any loss or damage arising from the acts or omissions of third parties.&nbsp;\u003C\u002Fp>\n\u003Cp>Within the limits of the law, CAnb declines all responsibility for indirect damage, loss of earnings and loss of data.&nbsp;&nbsp;\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003Ch5>13. Data protection&nbsp;\u003C\u002Fh5>\n\u003Cp>The Application's Data Protection Policy is available here: \u003Ca href=\"https:\u002F\u002Fwww.pilla.swiss\u002Fen\u002Fprivacy-policy\">https:\u002F\u002Fwww.pilla.swiss\u002Fen\u002Fprivacy-policy\u003C\u002Fa>. It constitutes an integral part of these terms and conditions of use.&nbsp;&nbsp;\u003C\u002Fp>\n\u003Cp>In particular, CAnb may transmit your data collected in the scope of the Use of the Application to Partners. The use of data transmitted in this way, and the collection and use of data by Partners using the Application, are governed solely by the Partners' respective confidentiality policies.&nbsp;&nbsp;\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003Ch5>14. Intellectual Property&nbsp;\u003C\u002Fh5>\n\u003Cp>You are granted a non-transferable and non-exclusive right to use the Application. These terms and conditions govern the content and scope of this right. CAnb retains all intellectual property rights. If you violate these rights, you shall be required to compensate CAnb for any damages.&nbsp;\u003C\u002Fp>\n\u003Cp>\u003Cbr>\u003C\u002Fp>\n\u003Cp>15. Final provisions&nbsp;\u003Cbr>\u003Cbr>\u003Cstrong>15.1 Amendment of terms and conditions of use&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>CAnb reserves the right to amend these conditions of use at any time. Amendments are communicated in an appropriate form. Amendments always come into force as soon as they are placed online. If you do not accept them, you will not be able to continue using the Application. In all cases, amendments are deemed to have been accepted if you continue to use the Application after they have come into force.&nbsp;&nbsp;\u003Cbr>\u003Cbr>\u003Cbr>\u003Cstrong>15.2 Relationship with additional provisions&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Certain areas of the Application may contain additional provisions, conditions, information, instructions, etc. (\"Additional Provisions\"). In the event of any contradiction between these terms and conditions of use and any Additional Provisions concerning Use of the Application, these terms and conditions of use shall prevail.&nbsp;\u003C\u002Fp>\n\u003Cp>To avoid any misunderstanding, the legal relationships between you and the Partners are not governed by these terms and conditions of use; they are governed exclusively by the Partners' general terms and conditions and other contractual provisions.&nbsp;\u003Cbr>\u003Cbr>\u003Cbr>\u003Cstrong>15.3 Force majeure&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>CAnb shall not be liable for any delay or failure in the performance of its obligations under these terms and conditions of use for reasons beyond its control, such as natural disasters, war, strikes, power failures, Internet failures, viral epidemics or similar events.&nbsp;\u003Cbr>\u003Cbr>\u003Cbr>\u003Cstrong>15.4 Severability clause&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>If parts or individual provisions of these terms and conditions of use are found to be inapplicable or invalid and\u002For to contravene legal regulations, this shall not affect the validity or applicability of the remaining provisions. The invalid or inapplicable provision shall be replaced by a valid and applicable provision that comes as close as possible to the economic intention binding you to CAnb and that was the subject of the invalid or inapplicable provision.&nbsp;\u003Cbr>\u003Cbr>\u003Cbr>\u003Cbr>\u003Cstrong>15.5 Applicable law and jurisdiction&nbsp;\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>The legal relationship between you and CAnb in connection with the Use of the Application shall be governed by Swiss substantive law, to the exclusion of provisions regarding conflict of laws.&nbsp;The place of jurisdiction for disputes between you and CAnb in connection with Use of the Application is Geneva.&nbsp;\u003C\u002Fp>",{"name":229,"type":19,"value":1648,"linkedItems":1649},[],[],{"codename":1637,"collection":42,"id":1651,"language":44,"lastModified":1652,"name":1653,"sitemapLocations":1654,"type":1241,"workflowStep":49},"2b173b05-c2d1-5a89-a0d2-391c196cdcf5","2025-08-28T10:39:06.0343312Z","Mentions légales - Contenu",[],{"name":364,"type":365,"value":1656,"taxonomyGroup":370},[1657],{"name":1658,"codename":1659},"Legal","legal",{"name":92,"type":27,"value":1661},"Pilla - Legal notice | App terms of use",{"name":374,"type":27,"value":1663},"Check out the legal notice of your pension app!",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":1667},[1668],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":1671},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":1674,"linkedItems":1675},[],[],{"codename":1604,"collection":42,"id":1677,"language":44,"lastModified":1678,"name":1679,"sitemapLocations":1680,"type":440,"workflowStep":49},"6abb3905-cb63-5f79-afa5-584fe4eb6e3e","2025-09-23T07:08:00.4131607Z","Mentions légales",[],{"name":538,"type":27,"value":65},{"codename":1596,"collection":42,"id":1683,"language":44,"lastModified":1684,"name":1685,"sitemapLocations":1686,"type":544,"workflowStep":49},"c80b00d0-5b8f-57a7-8bf2-09bf6d38d3fc","2025-08-28T10:39:05.3581692Z","Menu Item - Mentions légales",[],{"name":1688,"type":19,"value":1689,"linkedItems":1691},"Data Protection",[1690],"menu_item___protection_des_donnees_personnelles",[1692],{"elements":1693,"system":1774},{"title":1694,"linked_page":1696,"anchor":1773},{"name":92,"type":27,"value":1695},"Protection of personal data",{"name":534,"type":19,"value":1697,"linkedItems":1699},[1698],"protection_des_donnees_personnelles_69fc71b",[1700],{"elements":1701,"system":1768},{"urlslug":1702,"url":1704,"hero":1705,"content_blocks":1729,"sitemap":1749,"seo__title":1752,"seo__meta_description":1754,"seo__meta_keywords":1756,"seo__url_canonical":1757,"seo__robots_tags":1758,"seo__og_title":1761,"seo__og_image":1762,"seo__og_description":1764,"subpages":1765},{"name":102,"type":103,"value":1703},"privacy-policy",{"name":106,"type":27,"value":1703},{"name":108,"type":19,"value":1706,"linkedItems":1708},[1707],"untitled_content_item_05bde2d",[1709],{"elements":1710,"system":1724},{"title":1711,"content":1713,"media":1718,"cta":1721},{"name":92,"type":27,"value":1712},"Data Protection Policy for the \"Pilla\" Internet and Mobile Application ",{"images":1714,"linkedItemCodenames":1715,"linkedItems":1716,"links":1717,"name":121,"type":122,"value":1623},[],[],[],[],{"name":125,"type":8,"value":1719},[1720],{"name":1013,"description":1014,"type":13,"size":1015,"url":1016,"renditions":16},{"name":136,"type":19,"value":1722,"linkedItems":1723},[],[],{"codename":1707,"collection":42,"id":1725,"language":44,"lastModified":1726,"name":1727,"sitemapLocations":1728,"type":144,"workflowStep":49},"619bb92a-6494-526e-bd6d-4e3e2b1ca5ed","2025-09-15T12:25:12.8746841Z","Politique de protection des données",[],{"name":146,"type":19,"value":1730,"linkedItems":1732},[1731,152],"untitled_content_item_f48fc69",[1733,324],{"elements":1734,"system":1744},{"content":1735,"parallax_elements":1741},{"images":1736,"linkedItemCodenames":1737,"linkedItems":1738,"links":1739,"name":205,"type":122,"value":1740},[],[],[],[],"\u003Ch5>1. Preamble\u003C\u002Fh5>\n\u003Cp>The trademark \"Pilla\" is owned by Crédit Agricole next bank (Suisse) SA (hereinafter \"CAnb\", the \"Bank\" or \"we\"), which operates the Internet and mobile application \"Pilla\" (hereinafter the \"Application\").\u003C\u002Fp>\n\u003Cp>The purpose of this Data Protection Policy (hereinafter the \"Policy\" or this \"Document\") is to provide users (hereinafter referred to as \"you\") with clear and detailed information about the way in which we process and store your personal data and your rights in relation to such processing.\u003Cbr>\u003C\u002Fp>\n\u003Ch5>2. Data Controller\u003C\u002Fh5>\n\u003Cp>In accordance with the data protection regulations in force, Crédit Agricole next bank (Suisse) SA is the \"Data Controller\". We define the nature of the data to be collected, the purposes for which it is to be used and how long it is to be kept, except in cases where it is expressly stated on the data collection medium that the Data Controller is a third party.\u003C\u002Fp>\n\u003Cp>Within the scope of the \"Pilla\" Application, CAnb collaborates with the selected partners mentioned below (the \"Partners\"). \u003Cstrong>When you subscribe to offers and services from one of our Partners (e.g.&nbsp;Liberty), this Partner acts as an independent Data Controller and will inform you of the characteristics of the processing operations it carries out under its sole responsibility\u003C\u002Fstrong>.\u003C\u002Fp>\n\u003Ch5>\u003Cbr>3. Who is this Data Protection Policy intended for?\u003C\u002Fh5>\n\u003Cp>This Data Protection Policy concerns you for one or more of the following reasons:\u003C\u002Fp>\n\u003Cp>- You have registered and have a user account for the Pilla Application: Your personal data is processed when you use the Application and create your \"Pilla\" account;\u003C\u002Fp>\n\u003Cp>- You used a previous version of the Application: You have given us your consent to migrate your information to \"Pilla\".\u003Cbr>\u003C\u002Fp>\n\u003Ch5>4. What data do we collect about you and for what purpose?\u003C\u002Fh5>\n\u003Cp>Personal data is any information about a natural person that can be used to identify that person. It therefore does not concern data that does not relate to an identified or identifiable person (anonymous data).\u003Cbr>\u003C\u002Fp>\n\u003Cp>\u003Cstrong>4.1. Registering and using the Application\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>When you install the Application, we may collect, use, store, access and transfer the following categories of personal data about you:\u003C\u002Fp>\n\u003Cp>- Identity data such as first name, maiden name, family name, identification number or any other similar identifier, marital status, title, date of birth, sex, etc.;\u003C\u002Fp>\n\u003Cp>- Contact information such as home address, email address and telephone numbers, etc.;\u003C\u002Fp>\n\u003Cp>- Information on products and services purchased from Partners;\u003C\u002Fp>\n\u003Cp>- Technical data such as cookies, trackers, type of device, Application version, IP address, country of connection, day and time of connection, etc.\u003C\u002Fp>\n\u003Cp>Processing this personal data is necessary to provide you with the services available in the Application.\u003C\u002Fp>\n\u003Cp>In principle, we do not collect any information belonging to particular categories of sensitive personal data about you (race, ethnic origin, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, genetic and biometric data, information about any criminal convictions or offences, etc.).\u003Cbr>\u003C\u002Fp>\n\u003Cp>\u003Cstrong>4.2 Marketing\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>We may contact you to inform you of our activities if you have created an account in the Application, subscribed to one of our Partners' offers and have not objected to your data being used for this purpose. You may object to the use of your data for this purpose at any time by contacting us (see the contact information in section 9). This processing activity is based on our legitimate interest in issuing certain offers and activities related to our previous interactions with you.\u003C\u002Fp>\n\u003Cp>We may carry out targeting and profiling operations on the basis of your data, particularly data relating to cookies and trackers. In accordance with your interests and your rights, the purpose of this processing is also to manage our marketing activities, develop new offers, and provide you with advice and personalised offers in order to provide you with the highest quality of service.\u003Cbr>\u003C\u002Fp>\n\u003Cp>\u003Cstrong>4.3 Offers and services from Partners\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>When you subscribe to Partner offers and services, \u003Cstrong>the data collected and\u003C\u002Fstrong> \u003Cstrong>the provisions relating to personal data are indicated by the Partner under its sole responsibility.\u003Cbr>\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Ch5>5. How long do we keep your personal data?\u003C\u002Fh5>\n\u003Cp>We keep and process your personal data as long as needed to achieve the intended purpose. Data will be deleted as soon as it is no longer required to provide the service:\u003C\u002Fp>\n\u003Cp>- The data collected when you register in the Application will be deleted no later than one (1) month after the date on which your account is created in the Application if you do not subscribe.\u003C\u002Fp>\n\u003Cp>- If you have subscribed to at least one offer from one of our Partners, the data collected at the time of registration in the Application will be deleted no later than one (1) year after the closing date of the last contract.\u003C\u002Fp>\n\u003Cp>- The storage period for the data you provide to Partners when subscribing to their offer will be specified by these Partners under their sole responsibility.\u003C\u002Fp>\n\u003Cp>Please note that personal data may be kept in an archive (i.e. with restricted access), taking into account our legal obligations, for a maximum period corresponding to the duration of the contractual or business relationship plus the statutory periods for limitation and exhaustion of legal remedies.\u003Cbr>\u003C\u002Fp>\n\u003Ch5>6. To whom do we disclose your personal data?\u003C\u002Fh5>\n\u003Cp>In the course of Application usage, we may communicate your personal data to the following categories of recipients:\u003C\u002Fp>\n\u003Cp>- selected Partners when you subscribe to their offers and services, for example in the area of pension funds;\u003C\u002Fp>\n\u003Cp>- our sub-contractors, who process your personal data on our behalf and in accordance with our instructions and who may not use this data for any purpose other than performing the sub-contracted operations.\u003C\u002Fp>\n\u003Cp>- authorities: we may disclose personal data to government authorities, courts and other regulatory authorities or agencies in Switzerland or abroad if we are legally required or permitted to, or if it is deemed necessary to protect our interests.\u003Cbr>\u003C\u002Fp>\n\u003Ch5>7. How do we handle your personal data if it is transferred outside of Switzerland?\u003C\u002Fh5>\n\u003Cp>We take great care to ensure that your personal data is processed and stored in Switzerland or in a country whose data protection legislation is recognised as \"adequate\" by the Swiss Federal Data Protection and Information Commissioner.\u003C\u002Fp>\n\u003Cp>Within the scope of the \"Pilla\" Application, data may be transferred outside of Switzerland. This is particularly the case when we use service providers for the following services:\u003C\u002Fp>\n\u003Cp>- Hosting of the Application data, taken care of by cloud service providers in Switzerland.\u003C\u002Fp>\n\u003Cp>Some of these service providers are headquartered in the United States and are Swiss-US Data Privacy Framework certified (new data protection framework guaranteeing the security of personal data exchanges between Switzerland and certified US companies).\u003Cbr>\u003C\u002Fp>\n\u003Ch5>8. What are your rights, and how can you exercise them?\u003C\u002Fh5>\n\u003Cp>You may do the following at any time in accordance with the conditions laid down in the Federal Data Protection Act:\u003C\u002Fp>\n\u003Cp>- access your personal data: you can obtain information about the processing and disclosure of your personal data;\u003C\u002Fp>\n\u003Cp>- have it rectified: you can request the rectification of your personal data if it is inaccurate or incomplete;\u003C\u002Fp>\n\u003Cp>- object to its processing on grounds relating to your particular situation, where the legal basis for the processing is the legitimate interest of the Bank or third parties (unless the Bank can prove the existence of legitimate and compelling grounds for such processing which take precedence over your interests, rights and freedoms, or for the establishment, exercise or defence of legal claims) – at any time and without justification, to its processing for purposes of commercial prospecting;\u003C\u002Fp>\n\u003Cp>- request its deletion: you can request the deletion of your personal data, particularly when it is no longer necessary for the purposes for which it was collected, with the notable exception of processing required for compliance with a legal obligation or for the establishment, exercise or defence of legal claims;\u003C\u002Fp>\n\u003Cp>- request the restriction of its processing: you can request the suspension or restriction of the processing of your data;\u003C\u002Fp>\n\u003Cp>- request its portability: when the processing is automated and is based on consent or the performance of the contract or pre-contractual measures, you may request the return of the personal data that you have provided to us and\u002For its transfer to a third party;\u003C\u002Fp>\n\u003Cp>- Lastly, you can, when the legal basis for the processing is consent, withdraw your consent for the future and thus put an end to the processing of your data, it being specified that the withdrawal of consent does not call into question the lawfulness of the processing carried out until then.\u003C\u002Fp>\n\u003Cp>Please note that exercising some of these rights may prevent the Bank from providing certain products or services.\u003C\u002Fp>\n\u003Cp>If you wish to exercise any of your rights, you may write to the address mentioned in the section \"Your contact points\", indicating the right(s) you wish to exercise as well as all elements enabling your identification (identity document, contract number, etc.).\u003Cbr>\u003C\u002Fp>\n\u003Ch5>9. Your contact points\u003C\u002Fh5>\n\u003Cp>If you have any questions or complaints, or if you wish to exercise the rights mentioned above, you can contact:\u003C\u002Fp>\n\u003Cp>- By post: Crédit Agricole next bank (Suisse) SA – Service Marketing Relation Client – Esplanade de Pont Rouge 4-6 – CP 1250, 1211 Geneva 26\u003C\u002Fp>\n\u003Cp>The Bank has appointed a Data Protection Officer (DPO), whom you can contact at the following addresses: Crédit Agricole next bank (Suisse) SA – Data Protection Officer – Esplanade de Pont Rouge 4-6 - CP 1250, 1211 Geneva 26 or by email: \u003Ca href=\"http:\u002F\u002Fmailto:dpo@ca-nextbank.ch\">dpo@ca-nextbank.ch\u003C\u002Fa>.\u003C\u002Fp>\n\u003Cp>A representative of the Bank has been appointed for data protection within the EU and can be contacted as follows: CADS (CAnb Representative) – 1 220 avenue Costa de Beauregard – 73 290 La Motte Servolex or by email: \u003Ca href=\"http:\u002F\u002Fmailto:representantcanb@ca-des-savoie.fr\">representantcanb@ca-des-savoie.fr\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>In the event of a dispute, you may file a complaint with the competent data protection authority.\u003C\u002Fp>",{"name":229,"type":19,"value":1742,"linkedItems":1743},[],[],{"codename":1731,"collection":42,"id":1745,"language":44,"lastModified":1746,"name":1747,"sitemapLocations":1748,"type":1241,"workflowStep":49},"331591f5-c536-5740-a132-0ff8143c010b","2025-08-28T10:39:06.8787947Z","Protection des données",[],{"name":364,"type":365,"value":1750,"taxonomyGroup":370},[1751],{"name":1658,"codename":1659},{"name":92,"type":27,"value":1753},"Pilla - Privacy policy",{"name":374,"type":27,"value":1755},"We care a lot about protecting your personal data!",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":1759},[1760],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":1763},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":1766,"linkedItems":1767},[],[],{"codename":1698,"collection":42,"id":1769,"language":44,"lastModified":1770,"name":1771,"sitemapLocations":1772,"type":440,"workflowStep":49},"9522eed8-4b20-529c-9166-c4c447259f61","2025-09-23T07:08:35.3871681Z","Protection des données personnelles",[],{"name":538,"type":27,"value":65},{"codename":1690,"collection":42,"id":1775,"language":44,"lastModified":1776,"name":1777,"sitemapLocations":1778,"type":544,"workflowStep":49},"08500238-a0e0-5fc5-a219-70d1b55d2cf8","2025-08-28T10:39:06.2533842Z","Menu Item - Protection des données personnelles",[],{"name":1780,"type":19,"value":1781,"linkedItems":1783},"Cookies policy",[1782],"menu_item___conditions_d_utilisation",[1784],{"elements":1785,"system":1865},{"title":1786,"linked_page":1788,"anchor":1864},{"name":92,"type":27,"value":1787},"Cookie policy",{"name":534,"type":19,"value":1789,"linkedItems":1791},[1790],"politiques_des_cookies",[1792],{"elements":1793,"system":1859},{"urlslug":1794,"url":1796,"hero":1797,"content_blocks":1820,"sitemap":1840,"seo__title":1843,"seo__meta_description":1845,"seo__meta_keywords":1847,"seo__url_canonical":1848,"seo__robots_tags":1849,"seo__og_title":1852,"seo__og_image":1853,"seo__og_description":1855,"subpages":1856},{"name":102,"type":103,"value":1795},"cookie-policy",{"name":106,"type":27,"value":1795},{"name":108,"type":19,"value":1798,"linkedItems":1800},[1799],"untitled_content_item_72714ca",[1801],{"elements":1802,"system":1815},{"title":1803,"content":1804,"media":1809,"cta":1812},{"name":92,"type":27,"value":1787},{"images":1805,"linkedItemCodenames":1806,"linkedItems":1807,"links":1808,"name":121,"type":122,"value":1623},[],[],[],[],{"name":125,"type":8,"value":1810},[1811],{"name":1013,"description":1014,"type":13,"size":1015,"url":1016,"renditions":16},{"name":136,"type":19,"value":1813,"linkedItems":1814},[],[],{"codename":1799,"collection":42,"id":1816,"language":44,"lastModified":1817,"name":1818,"sitemapLocations":1819,"type":144,"workflowStep":49},"68baebae-2ed7-5236-900a-47cbc26decaf","2025-09-11T15:25:06.813666Z","Hero - Politique de cookies",[],{"name":146,"type":19,"value":1821,"linkedItems":1823},[1822,152],"untitled_content_item_56777e4",[1824,324],{"elements":1825,"system":1835},{"content":1826,"parallax_elements":1832},{"images":1827,"linkedItemCodenames":1828,"linkedItems":1829,"links":1830,"name":205,"type":122,"value":1831},[],[],[],[],"\u003Cp>The Pilla web and mobile app (hereinafter “the app”) uses cookies. When you use the app, cookies are placed on your computer, tablet or smartphone. The information below will give you a better understanding of how cookies work and how to use the current tools to configure them.\u003C\u002Fp>\n\u003Cp>Cookies and trackers are considered to be personal data within the meaning of current data protection regulations. You can access detailed information about how Crédit Agricole next bank (Suisse) SA processes your personal data by consulting our Personal Data Protection Policy. This includes information about processing purposes, legal bases, retention periods, recipients, and where applicable, data transfers outside Switzerland and the safeguards we implement. \u003Ca href=\"https:\u002F\u002Fwww.pilla.swiss\u002Fen\u002Fprivacy-policy\">Link to the Pilla data privacy policy\u003C\u002Fa>.\u003C\u002Fp>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>\n\u003Ch5>What is a cookie?\u003C\u002Fh5>\n\u003Cp>Cookies are small files (text, image, or software) containing information that gets saved to your device (computer, tablet, smartphone, or any internet-capable device) whenever you visit websites with your browser. They are transmitted by the server of an internet app to your browser. The cookie file records the pages you visit, the advertisements you click on and the type of browser you use, and enables the sender to identify your device for the duration of the cookie’s validity or storage period.\u003C\u002Fp>\n\u003Cp>If your device is used by multiple people or has several browsers installed, we cannot guarantee that the services and advertisements displayed on your device will match your individual usage rather than that of other users.\u003Cbr>\n\u003C\u002Fp>\n\u003Ch5>\u003Cbr>\nWhich cookies are used in our app and what are their purposes?\u003C\u002Fh5>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>\n\u003Ctable>\u003Ctbody>\n  \u003Ctr>\u003Ctd>\u003Cstrong>Type of cookies\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Cookie ID and purposes&nbsp;\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd>\u003Cstrong>Retention period&nbsp;\u003C\u002Fstrong>\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>\u003Cstrong>Technical requirements\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd>Commanders Act: remembers your preferences for optional cookies across your browsing experience&nbsp;\u003C\u002Ftd>\u003Ctd>6 months\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>\u003Cstrong>Statistics\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd>\u003Cp>• At Internet is used to collect statistical or anonymous information about how users navigate the web app.\u003C\u002Fp>\n\u003Cp>• Adjust collects information about the actions taken by users when browsing the app.\u003C\u002Fp>\n\u003C\u002Ftd>\u003Ctd>13 months\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>\u003Cstrong>Features\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd>These cookies are not essential for browsing the app, but are used to optimise its performance. Example: choice of languages\u003C\u002Ftd>\u003Ctd>6 months\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>\u003Cstrong>Social media\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd>These cookies enable you to share content from our app on social media. These cookies are placed by third parties (social media operators).&nbsp;\u003C\u002Ftd>\u003Ctd>Duration of a session\u003C\u002Ftd>\u003C\u002Ftr>\n  \u003Ctr>\u003Ctd>\u003Cstrong>Personalised advertising\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd>Placed by advertising agencies, these cookies enable us to display targeted advertising based on your interests when you browse this app. They enhance advertising campaigns by showing you relevant content based on your interests when using the Crédit Agricole app. These cookies are also used to limit the number of proposals sent to you and to help measure the effectiveness of a commercial campaign.\u003C\u002Ftd>\u003Ctd>13 months\u003C\u002Ftd>\u003C\u002Ftr>\n\u003C\u002Ftbody>\u003C\u002Ftable>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>\n\u003Ch5>Why do we use cookies?\u003C\u002Fh5>\n\u003Cp>\u003Cstrong>Technical cookies\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Technical cookies and trackers ensure the app runs smoothly while identifying fraudulent or repeated login attempts to protect the system from misuse.\u003C\u002Fp>\n\u003Cp>In addition, certain browsing data must legally be kept to enable us to ensure the security of our electronic communication services.\u003C\u002Fp>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Audience measurement cookies (statistics)\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>These cookies allow us to gather app statistics and analyse usage patterns, helping us enhance performance and deliver higher quality services. They also help us learn more about what interests you when you use our app. We collect your IP address to identify the town you’re connecting from.\u003C\u002Fp>\n\u003Cp>Opting out of these cookies will not impact your use of the app.\u003Cbr>\n\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Functionality\u002Fpersonalisation cookies\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>These cookies are not essential for browsing our app, but they enhance its performance and give you access to special features. They also let you customise the presentation of the app to match your preferred display settings on your device. These cookies ensure that your browsing experience is smooth and tailored to your needs. Placing cookies on your device is the quickest and easiest way to personalise and improve your user experience. By visiting our app several times, we will be able to fine-tune our offers based on your most recent visits. These cookies are placed by Crédit Agricole next bank. They have a very short lifespan – most last only for the session duration, with a maximum of one year.\u003Cbr>\n\u003Cbr>\n\u003Cbr>\n\u003Cstrong>Social media cookies\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>Our app features sharing links to Facebook, LinkedIn and other similar social media channels, making it easy for you to share content with other people. These features are based on services offered by third parties (Meta, X, Linkedin, etc.). If you agree (consent), these third parties will place cookies so you can share our content.\u003C\u002Fp>\n\u003Cp>These third parties will use cookies to collect and utilise your browsing information for their own purposes, in line with their respective privacy policy:\u003C\u002Fp>\n\u003Cp>- For cookies placed by Meta: \u003Ca href=\"https:\u002F\u002Fwww.facebook.com\u002Fprivacy\u002Fpolicies\u002Fcookies\u002F?entry_point=cookie_policy_redirect&amp;entry=0\">https:\u002F\u002Fwww.facebook.com\u002Fprivacy\u002Fpolicies\u002Fcookies\u002F?entry_point=cookie_policy_redirect&amp;entry=0\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>- For cookies placed by X: \u003Ca href=\"https:\u002F\u002Fhelp.x.com\u002Ffr\u002Frules-and-policies\u002Fx-cookies\">https:\u002F\u002Fhelp.x.com\u002Ffr\u002Frules-and-policies\u002Fx-cookies\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>- For cookies placed by Google+: \u003Ca href=\"https:\u002F\u002Fwww.google.com\u002Fintl\u002Ffr_ALL\u002Fpolicies\u002Fprivacy\u002F\">https:\u002F\u002Fwww.google.com\u002Fintl\u002Ffr_ALL\u002Fpolicies\u002Fprivacy\u002F\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>Opting out of these cookies will block the sharing feature on social media.\u003C\u002Fp>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Personalised advertising cookies\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>These cookies enable us to personalise your app experience by displaying targeted advertising and commercial messages based on your interests when you browse the app. They may also be used to send you personalised commercial prospecting requests.\u003C\u002Fp>\n\u003Cp>Lastly, they help optimise advertising campaigns by displaying content that matches your interests on our app, in the name of and on behalf of Crédit Agricole next bank, when you browse external apps outside this internet app. These cookies are also used to limit the number of proposals sent to you and to help measure the effectiveness of a commercial campaign.\u003C\u002Fp>\n\u003Cp>Opting out of these advertising cookies will not impact your use of the app. But in this case, the proposals sent to you will not take account your interests or preferences. To deliver targeted advertising on third-party apps, we allow our partner advertising agencies to install cookies. As part of these partnerships, we may share your browsing data with them; however, we do not provide any personal information about you to the third-party apps that display our advertisements.\u003C\u002Fp>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>\n\u003Ch5>How to manage cookies?&nbsp;\u003C\u002Fh5>\n\u003Cp>Any settings you make may affect your browsing experience on the internet and how you access certain services requiring the use of cookies. You can change your cookie preferences at any time using the options available in our cookie management module:\u003C\u002Fp>\n\u003Cp>- Tick the box to authorise the cookies concerned. Or untick the box to prohibit the cookies concerned.\u003C\u002Fp>\n\u003Cp>- Manage your cookies using our consent module\u003C\u002Fp>\n\u003Cp>\u003Ca href=\"#PrivacyCenter\">Consent module\u003C\u002Fa>\u003Cbr>\n\u003C\u002Fp>\n\u003Cp>\u003Cstrong>Manage cookies from my internet browser\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>You can adjust your browser settings to either allow cookies to be stored on your device or block them completely or selectively based on who is sending them. You can also configure your browser so that you are asked to accept or reject cookies from time to time before a cookie is stored on your device.\u003C\u002Fp>\n\u003Cp>The configuration of each browser is different. It is described in your browser’s help menu.\u003Cbr>\n\u003C\u002Fp>\n\u003Cp>- Pour Chrome™: &nbsp;\u003Ca href=\"https:\u002F\u002Fsupport.google.com\u002Fchrome\u002Fanswer\u002F95647?hl=fr&amp;hlrm=fr\">https:\u002F\u002Fsupport.google.com\u002Fchrome\u002Fanswer\u002F95647?hl=fr&amp;hlrm=fr\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>- Pour Internet Explorer™: \u003Ca href=\"https:\u002F\u002Fsupport.microsoft.com\u002Ffr-fr\u002Fhelp\u002F17442\u002Fwindows-internet-explorer-delete-manage-cookies\">https:\u002F\u002Fsupport.microsoft.com\u002Ffr-fr\u002Fhelp\u002F17442\u002Fwindows-internet-explorer-delete-manage-cookies\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>- For Firefox™: \u003Ca href=\"http:\u002F\u002Fsupport.mozilla.org\u002Ffr\u002Fkb\u002Fcookies-informations-l'applications-register?redirectlocale=en&amp;redirectslug=Manage+the+cookies\">http:\u002F\u002Fsupport.mozilla.org\u002Ffr\u002Fkb\u002Fcookies-informations-l'applications-register?redirectlocale=en&amp;redirectslug=Manage+the+cookies\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>- For Opera™: \u003Ca href=\"http:\u002F\u002Fhelp.opera.com\u002FWindows\u002F10.20\u002Ffr\u002Fcookies.html\">http:\u002F\u002Fhelp.opera.com\u002FWindows\u002F10.20\u002Ffr\u002Fcookies.html\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>- For Safari™: \u003Ca href=\"https:\u002F\u002Fsupport.apple.com\u002Ffr-fr\u002Fguide\u002Fsafari\u002Fsfri11471\u002Fmac\">https:\u002F\u002Fsupport.apple.com\u002Ffr-fr\u002Fguide\u002Fsafari\u002Fsfri11471\u002Fmac\u003C\u002Fa>\u003C\u002Fp>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>\n\u003Cp>OR:&nbsp;\u003C\u002Fp>\n\u003Cp>\u003Cstrong>On Chrome:\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>- Click on the icon with three vertical dots located in the browser toolbar.\u003C\u002Fp>\n\u003Cp>- Select Settings.\u003C\u002Fp>\n\u003Cp>- Click on “Advanced” to show advanced settings.\u003C\u002Fp>\n\u003Cp>- In the “Privacy and security” section, click on the “Site settings” button.\u003C\u002Fp>\n\u003Cp>- In the “Cookies” section, you can block cookies and data from third-party apps.\u003C\u002Fp>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>\n\u003Cp>\u003Cstrong>On Firefox:\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>- At the top of the Firefox window, click on the Firefox button (“Tools” menu in Windows XP), then select “Options”.\u003C\u002Fp>\n\u003Cp>- Select the “Privacy and Security” panel.\u003C\u002Fp>\n\u003Cp>- Set retention rules to “Use custom settings for history”.\u003C\u002Fp>\n\u003Cp>- Untick “Accept cookies”.\u003C\u002Fp>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>\n\u003Cp>\u003Cstrong>On Safari:\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>- Go to Settings &gt; Preferences.\u003C\u002Fp>\n\u003Cp>- Click on the “Privacy” tab.\u003C\u002Fp>\n\u003Cp>- In the “Block cookies” area, tick the “Always” box.\u003C\u002Fp>\n\u003Cp>\u003Cbr>\n\u003C\u002Fp>\n\u003Cp>\u003Cstrong>On Internet Explorer:\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>- Go to Tools &gt; Internet options.\u003C\u002Fp>\n\u003Cp>- Click on the “Privacy” tab.\u003C\u002Fp>\n\u003Cp>- Click on the advanced button and tick the “Block” boxes.\u003Cbr>\n\u003Cbr>\n\u003C\u002Fp>\n\u003Cp>\u003Cstrong>On Opera:\u003C\u002Fstrong>\u003C\u002Fp>\n\u003Cp>- Go to Settings &gt; Preferences.\u003C\u002Fp>\n\u003Cp>- Click on the advanced tab.\u003C\u002Fp>\n\u003Cp>- In the “Cookies” section, tick the “Never accept cookies” box.\u003C\u002Fp>",{"name":229,"type":19,"value":1833,"linkedItems":1834},[],[],{"codename":1822,"collection":42,"id":1836,"language":44,"lastModified":1837,"name":1838,"sitemapLocations":1839,"type":1241,"workflowStep":49},"813e01fd-8982-50ef-a057-70ac26b3e919","2025-11-07T07:43:35.7496873Z","Politique de cookies -contenu",[],{"name":364,"type":365,"value":1841,"taxonomyGroup":370},[1842],{"name":1658,"codename":1659},{"name":92,"type":27,"value":1844},"Pilla - Cookie policy",{"name":374,"type":27,"value":1846},"What’s a cookie? And which ones are used on our site?",{"name":377,"type":27,"value":65},{"name":379,"type":27,"value":65},{"name":381,"type":31,"value":1850},[1851],{"name":384,"codename":385},{"name":387,"type":27,"value":65},{"name":389,"type":8,"value":1854},[],{"name":392,"type":27,"value":65},{"name":394,"type":19,"value":1857,"linkedItems":1858},[],[],{"codename":1790,"collection":42,"id":1860,"language":44,"lastModified":1861,"name":1862,"sitemapLocations":1863,"type":440,"workflowStep":49},"ffb33ad6-ac0e-5ef9-bd98-112845d6b6ab","2025-09-23T07:08:58.0951763Z","Politiques des cookies",[],{"name":538,"type":27,"value":65},{"codename":1782,"collection":42,"id":1866,"language":44,"lastModified":1867,"name":1868,"sitemapLocations":1869,"type":544,"workflowStep":49},"f2864ffc-8597-550d-933b-755ee4d34ed0","2025-08-28T10:39:07.0991249Z","Menu Item - Politiques des cookies",[],{"name":1871,"type":27,"value":1872},"Copyright text","Pilla by Crédit Agricole next bank 2025. All rights reserved.",{"name":1874,"type":19,"value":1875,"linkedItems":1877},"Return CTA",[1876],"return_to_blog_cta",[1878],{"elements":1879,"system":1889},{"text":1880,"is_download":1882,"url":1885,"variant":1887},{"name":26,"type":27,"value":1881},"Back to article list",{"name":30,"type":31,"value":1883},[1884],{"name":160,"codename":161},{"name":34,"type":27,"value":1886},"\u002Fblog",{"name":37,"type":31,"value":1888},[],{"codename":1876,"collection":42,"id":1890,"language":44,"lastModified":1891,"name":1892,"sitemapLocations":1893,"type":48,"workflowStep":49},"ac6e6a29-d40a-5723-bc5d-e3212cd88b58","2025-08-28T10:39:11.3000744Z","Retour Blog - CTA",[],{"name":1895,"type":27,"value":1896},"Lire l'article","Read the article",{"name":1898,"type":1899,"value":16},"Mail","custom",{"name":1901,"type":27,"value":1902},"Articles associés","Related articles",{"name":1904,"type":27,"value":1905},"title","Oops, the page was not found.",{"name":27,"type":27,"value":1907},"No problem, we'll redirect you to the homepage right away.",{"name":1909,"type":19,"value":1910,"linkedItems":1911},"cta",[],[],{"name":125,"type":8,"value":1913},[1914],{"name":1915,"description":16,"type":13,"size":1916,"url":1917,"renditions":16},"404_illustration.svg",18141,"https:\u002F\u002Fassets-eu-01.kc-usercontent.com:443\u002F6011596f-bd46-0111-7c82-7acb5f71428e\u002Feb89716f-06d7-41c6-9891-08fb967c40a9\u002F404_illustration.svg",{"codename":1919,"collection":42,"id":1920,"language":44,"lastModified":1921,"name":1922,"sitemapLocations":1923,"type":1924,"workflowStep":49},"pilla_configuration","7a46b0bb-806b-5cd0-abcd-1427515a8831","2026-02-25T09:51:16.4889254Z","Pilla Configuration",[],"website_configuration__p_",{"_menu__ta_prevoyance__tes_avantages":558,"a_propos___a_propos__copy_":1111,"a_propos___a_propos__copy__97e40c0":1071,"a_propos_cf8c934":991,"block___faq":1242,"block_article_list":1342,"blog":1305,"blog___herozone":1313,"contact_1d28eb4":1474,"disclaimer_0cd8a68":1225,"download_cta":55,"faq":1190,"faq___herozone":1198,"header_contact_cta":23,"hero___about":1000,"home___download_app_block":1385,"libre_passage___2eme_pillier":598,"libre_passage___avantages":636,"libre_passage___base_de_connaissances":878,"libre_passage___calculer":841,"libre_passage___combien_ca_coute__":741,"libre_passage___comment_ca_marche__":699,"libre_passage___herozone":607,"libre_passage___profil_de_placement":662,"libre_passage___solution_de_placement":803,"mentions_legales___contenu":1639,"mentions_legales___herozone":1615,"mentions_legales_678969e":1606,"menu_70127aa":1557,"menu_group___footer":1563,"menu_group___general":1455,"menu_group___libre_passage":590,"menu_group___pillier_3a":89,"menu_header_desktop":78,"menu_header_mobile":1449,"menu_item___a_propos_de_canb":983,"menu_item___base_de_connaissances":571,"menu_item___base_de_connaissances_4d9f4ce":966,"menu_item___blog":1297,"menu_item___calculer":545,"menu_item___calculer_7cdd1f9":941,"menu_item___conditions_d_utilisation":1784,"menu_item___faq":1182,"menu_item___libre_passage___ta_prevoyance__tes_ava":954,"menu_item___mentions_legales":1598,"menu_item___nous_contacter":1466,"menu_item___protection_des_donnees_personnelles":1692,"menu_item___solution_de_placement":529,"menu_item___solution_de_placement_9a49c7b":929,"pilier_3a":99,"pilier_3a___avantages":154,"pilier_3a___calculator":479,"pilier_3a___combien_ca_coute__":280,"pilier_3a___solutions_investissement":186,"pillar_3a___hero":112,"pillar_3a___text_image":238,"pillar_3a___text_image_1":1031,"pillier_3a___base_de_connaissances":400,"pillier_3a___solution_de_placement":441,"politiques_des_cookies":1792,"protection_des_donnees_personnelles_69fc71b":1700,"return_to_blog_cta":1878,"telecharger_l_app":324,"untitled_content_item_05bde2d":1709,"untitled_content_item_56777e4":1824,"untitled_content_item_72714ca":1801,"untitled_content_item_f48fc69":1733},1782405203882]