An open 3A pillar = CHF 100 in Galaxus vouchers

All you have to do is pay in or transfer at least CHF 500 to your Pilla 3A pillar and be among the first 100.
Don't waste any time!

How can I take advantage of the offer?

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    I download the Pilla app onto my smartphone

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    I create my account and open my Pillar 3A

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    I pay in or transfer at least CHF 500 between 20.03 and 30.04.2026 inclusive and that's it.

What are the advantages of a Pillar 3A?

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    Save on your tax

    Each year, deduct your contributions from your taxable income.

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    Make your money work

    With Pilla, unlock the potential of long-term investment yields.

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    Save with 100% flexibility

    You choose when and how much you want to pay into your account.

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    Secure your retirement

    The earlier you start saving, the more peace of mind you’ll enjoy.

Two smartphones side by side show the Pilla app. The first screen displays the welcome page with the logo, the second shows a dashboard with account information and investment topics.


Why choose Pilla?

Quick and easyicon

An intuitive application designed to simplify your life. Open your account in 10 minutes with no paperwork. Choose from 6 investment strategies according to your risk profile. Monitor your savings and performance in real time from your dashboard.

Competitive ratesicon

0.55% interest on savings
0.50% management fee on the portion invested

Secureicon

Your pension provision is in good hands with Crédit Agricole next bank, authorised by FINMA, and Liberty Vorsorge AG, two recognised players in Switzerland. You can keep control of your future, in complete security.

Performance-orientedicon

Your savings really work for you, thanks to 6 turnkey investment strategies tailored to your investor profile and risk appetite.

Accessible icon

You can start saving from just CHF 1.– with no entry conditions.

100% sustainable and responsibleicon

Portfolios composed solely of funds that respect environmental, social and governance criteria, strictly excluding controversial sectors (arms, tobacco, fossil fuels, etc.).

Still in doubt?

With Pilla, you'll benefit from the best savings rate for the ЗА pillar!
When you're making a decision about your future, it's important to compare the different offers and conditions. We've done it for you!

Pillar 3A apps

3A interest rate

Pilla0.55 %
Viac0.30 %
Frankly (ZKB)0.15 %
GKB Gioia 3a0.15 %
Descartes0.15 %
Fluks 3a0.10 %
Finpension0.00 %
Yuh0.00 %
Selma Finance0.00 %
Inyova0.00 %

*Rates as at 13.03.2026 based on a sample of 10 Pillar 3A providers.

Abstract composition of geometric shapes in pastel colors

Do you already have a 3A pillar?

If you already have a 3A pillar with another institution, you can:
- transfer your existing 3A pillar assets to Pilla in just a few clicks from the app and benefit from advantageous conditions
- diversify your savings and create a second 3A pillar account to benefit, in the long term, from advantageous tax reductions when you withdraw your 3A pillar capital.

You don't have a 3A pillar yet?

So now's the perfect time to get started!
Take advantage of the Galaxus offer to get started and save tax this year.

A small step today makes a big difference tomorrow!

Do you need to project yourself?

Use our calculator to simulate your future capital and visualise your long-term savings.

Got a question? Do you need help?

Consult our FAQ by applying the filters that interest you.
If you can't find the answer you're looking for, fill in the form and we'll get back to you as soon as possible.