Open a Vested Benefits Account and turn your plans into reality

The simple, flexible solution to make your 2nd pillar grow.

Why choose Vested benefits?

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    Secure your assets in the meantime

    Your money is in good hands. You can get on with your life goals without worrying about your 2nd pillar!

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    Benefit from tax advantages

    Interest and capital gains are tax-exempt.

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    Keep control of your capital

    It’s your call: keep your capital in savings or watch it grow with a tailored investment strategy.

Your investment profile

Your Vested Benefits invested

Simple, flexible options to help your savings grow

At Pilla, we protect your 2nd pillar savings and deliver customised solutions to match your profile. You have the choice of placing your assets in secure savings or investing them for a better return over the long term. Select the option that best fits your needs.

The 100% secure option

Opt for security with an account where your capital is guaranteed and works at a fixed rate. Ideal for cautious investors who prefer stability and peace of mind.

Your Vested Benefits invested

With this solution, your money is invested in investment funds. The aim is to take advantage of market opportunities and achieve higher returns over the medium to long term.

We have designed 5 investment profiles, each with its own risk level and strategy.

These diverse solutions, from cautious portfolios to more dynamic allocations, help you achieve your financial ambitions with confidence. 

Pilla gives you the freedom to manage your 2nd pillar capital efficiently according to your goals.

How does it work?

Your Vested benefits at your fingertips

Simple, flexible and 100% mobile. With the Pilla app, you can manage your vested benefits account in just a few clicks. Take control of your assets and stay in charge of your savings, anywhere and anytime, with total transparency.

YOUR PENSION, YOUR ADVANTAGES

Advantageous conditions

Simple, competitive fees
With Pilla, you pay just 0.50% per year in management fees on the capital invested. Whether for Pillar 3A or Vested Benefits.

One of the best rates on the market
You’ll enjoy competitive returns on your uninvested funds: 0.55% on your Pillar 3A account and 0.25% on your Vested Benefits account.

With Pilla, retirement savings are within everyone’s reach.
You can start investing from just CHF 1.–.
Whether you're new to the world of the 3rd pillar or looking to transfer your existing account, everything is designed to be simple, clear… and above all, accessible.

Your pension at your fingertips

Manage and optimise your pension at any time.