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Invest at your own pace
Choose the solution that best meets your objectives.
Investment solutions
Your profile, your pension
Depending on your investor profile, you can choose one or more investment solutions.
Risk level 1Risk-averse100% savings, zero stress
Your profile
You want to safeguard your capital long-term, without taking any risks. For you, safety comes first, and market fluctuations are of little importance.Our approach
We can help you with a simple, stable solution: a fixed-interest investment in Swiss francs. Your money stays safe, while steadily growing.What is a fixed-rate investment?
This is an investment offering a predefined and stable return over a given period. Examples: a 100% savings account, a term deposit, etc.
Risk level 2ConservativeSafety first, with a touch of dynamism
Your profile
Your top priority is protecting your capital, but you’re willing to accept a small amount of risk for potentially higher returns. With up to 20% invested in equities, you achieve the right balance between stability and opportunity.Our approach
We invest your capital in diversified index funds that closely track market trends and fully incorporate Environmental, Social and Governance (ESG) criteria. Each year, the strategy is re-evaluated according to precise criteria and under the supervision of the Foundation Board.Your advantages
– Strategy tailored to your risk profile
– Funds incorporating ESG criteria
– Competitive feesWhat is an index fund?
An index fund is an investment product that tracks the performance of a stock market index, such as the S&P 500. It’s a simple and hassle-free way to invest.
Risk level 3BalancedA happy medium between stability and performance
Your profile
You’re looking for a compromise between security and performance. With up to 35% invested in equities, you accept slight volatility to aim for more sustained growth, while maintaining a solid base with fixed-rate investments and foreign currencies.Our approach
We invest your capital in diversified index funds that closely track market trends and fully incorporate Environmental, Social and Governance (ESG) criteria. Each year, the strategy is re-evaluated according to precise criteria and under the supervision of the Foundation Board.Your advantages
– Strategy tailored to your risk profile
– Funds incorporating ESG criteria
– Competitive feesWhat is an index fund?
An index fund is an investment product that tracks the performance of a stock market index, such as the S&P 500. It’s a simple and hassle-free way to invest.
Risk level 4DynamicAn ambition for medium or long-term growth
Your profile
You are aiming for performance over the medium and long term. With up to 55% invested in equities, you’re prepared to accept fluctuations to unlock higher potential returns. Your portfolio also includes foreign currencies to further diversify your investments.Our approach
We invest your capital in diversified index funds that closely track market trends and fully incorporate Environmental, Social and Governance (ESG) criteria. Each year, the strategy is re-evaluated according to precise criteria and under the supervision of the Foundation Board.Your advantages
– Strategy tailored to your risk profile
– Funds incorporating ESG criteria
– Competitive feesWhat is an index fund?
An index fund is an investment product that tracks the performance of a stock market index, such as the S&P 500. It’s a simple and hassle-free way to invest.
Risk level 5GrowthMaximising your potential over the long term
Your profile
With up to 75% invested in equities, you are aiming for high performance and accept market fluctuations. Your portfolio features significant exposure to equities and foreign currencies, providing you with access to extensive investment opportunities.Our approach
We invest your capital in diversified index funds that closely track market trends and fully incorporate Environmental, Social and Governance (ESG) criteria. Each year, the strategy is re-evaluated according to precise criteria and under the supervision of the Foundation Board.Your advantages
– Strategy tailored to your risk profile
– Funds incorporating ESG criteria
– Competitive feesWhat is an index fund?
An index fund is an investment product that tracks the performance of a stock market index, such as the S&P 500. It’s a simple and hassle-free way to invest.
Risk level 6Capital gainsAim for the highest returns over the long term
Your profile
You’re aiming to maximise your long-term profits by accepting higher risk. With up to 95% invested in equities, your portfolio will consist mainly of equities and foreign currencies. This profile gives you access to a wide range of investment opportunities, in line with defined standards.Our approach
We invest your capital in diversified index funds that closely track market trends and fully incorporate Environmental, Social and Governance (ESG) criteria. Each year, the strategy is re-evaluated according to precise criteria and under the supervision of the Foundation Board.Your advantages
– Strategy tailored to your risk profile
– Funds incorporating ESG criteria
– Competitive feesWhat is an index fund?
An index fund is an investment product that tracks the performance of a stock market index, such as the S&P 500. It’s a simple and hassle-free way to invest.
What is an ESG strategy?
The Pilla Selection Index ESG 20, 35, 55, 75 and 95 strategies are offered in partnership with Liberty, one of Switzerland’s leading providers of pension solutions. The funds selected take ESG criteria into account. In other words, they incorporate environmental (E), social (S) and corporate governance (G) factors.
These principles are implemented individually for each fund. In almost all cases, the risks associated with sectors such as arms, tobacco, fossil fuels, gambling or adult entertainment are reduced. It is also common for these funds to encourage companies to adopt sustainable and responsible practices.
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